Contra Costa County property record for 2546 Alva Ave, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,362 sqft · built 1955 |
| Lot Size | 0.167 acres (7,259 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,625,000 (Jun 2026) |
| Tax Bill | $8,823 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-440-002-3 |
| Primary APN | 500-440-002-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,362 sqft Living Area |
| Gross Area | 3,788 sqft |
| 1st Floor Area | 2,241 sqft |
| 2nd Floor Area | 1,121 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 7,259 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2546 ALVA AVE |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MIRA VISTA HIGHLANDS LOT 370 POR 369 |
| Legal Subdivision | MIRA VISTA HLNDS |
| Legal Lot Number | 370 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 384000 |
2546 Alva Ave is owner-occupied and held in a trust since June 2026.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2546 ALVA AVE, EL CERRITO, CA 94530-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BRIDGE FUNDING INC |
| Jun 10, 2026 | Grant Deed, Transfer · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on File |
| Deed Sale | Jun 10, 2026 · Amount on File |
| Prior Sale | Dec 19, 1996 · Amount on File |
| Deed Document Number | 202660831 |
| Prior Transfer Date | Dec 18, 2014 |
| Prior Transfer Doc | 0000003287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2546 ALVA AVE, EL CERRITO, CA 94530-1542 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 2546 ALVA AVE, EL CERRITO, CA 94530-1542 |
| Document Number | 0000021037 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026- 021037 |
| Name | FIRST BRIDGE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 5341 OLD REDWOOD HWY STE 200, PETALUMA, CA 94954 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 10, 2026 |
| Property Address | 2546 ALVA AVE, EL CERRITO, CA 94530-1542 |
| Document Number | 0000060831 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202660831 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2546 ALVA AVE, EL CERRITO, CA 94530-1542 |
| Document Number | 0000060832, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202660832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 2546 Alva Ave was $8,823.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $614,644 (+2%) Land $239,212 Building $375,432 | |
| 2025 | $8,823.00 Homeowner's exemption | $602,593 Land $234,522 Building $368,071 |
| 2023 | $8,454.00 (+1.67%) Homeowner's exemption | $579,195 Land $225,416 Building $353,779 |
| 2022 | $8,315.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2546 Alva Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2546 Alva Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 861 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Etheric Networks, GeoLinks, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures