2545 Wakely Rd, Cook, MN 55723 Property Records

St. Louis County property record for 2545 Wakely Rd, Cook, MN 55723

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 0.75 ba · 1,179 sqft · built 1993
Lot Size	0.509 acres (22,170 sqft)
Owner	Individual Name on File
Last Sale	$3,000 (Oct 2022)
Tax Bill	$4,180 (2026)
Deeds & Mortgages	Oct 2022 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`250-0082-00050`

Property Details

APN / Parcel Number

Primary APN	`250-0082-00050`
Alternative APNs	`1138325` `921680`

Interior

Bedrooms	2 Beds
Full Baths	0.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,179 sqft Gross Area
1st Floor Area	1,179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	22,170 sqft (0.509 acres)
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	172 sqft
Boat House	312 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1138325
Street Address	2545 WAKELY RD
City	COOK
State	MN
Zip	55723-8849
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0005 SERIAL #
Legal Subdivision	SODERHOLM BEACH
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	BEATTY
Census Block Group	2
Census Block	2062
Census Tract	15501

Owner

2545 Wakely Rd, a residential property, is owned by an individual who bought it in October 2022.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3766 CHAPPUIS TRL, FARIBAULT, MN 55021-7768
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Intrafamily Transfer, Transfer
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Aug 19, 2011 · Amount on File
Deed Document Number	20221453932
Prior Transfer Date	Sep 6, 2022
Prior Transfer Doc	0001453932
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Oct 11, 2022
Property Address	2545 WAKELY RD, COOK, MN 55723-8849
Document Number	0001453932
Instrument Date	Sep 6, 2022
Instrument	1453932
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3766 CHAPPUIS TRL, FARIBAULT, MN 55021-7768

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2545 WAKELY RD, COOK, MN 55723-8849
Document Number	00A1379947
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2545 WAKELY RD COOK MN 557238849, COOK, MN 55723-8849

Mortgage

Document Number	00A1379947
Date	May 15, 2020
Instrument	A1379947

Lender

Name	RELIANCE BK
Type	Bank
Address	FARIBAULT, MN 55021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 14, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2545 Wakely Rd was $4,180, up 12.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Beatty Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,180.00 (+12.61%)
2025	$3,712.00 (+4.5%)	$529,000 (+39.87%) Land $346,400 Building $182,600	$529,000 (+39.87%) Land $346,400 Building $182,600
2024	$3,552.00	$378,200 Land $239,900 Building $138,300	$378,200 Land $239,900 Building $138,300
2022		$340,700 Land $222,300 Building $118,400	$340,700 Land $222,300 Building $118,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2545 Wakely Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2545 Wakely Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: CTC.

Cell Coverage

5G and 4G LTE (outdoors only)

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