2545 Union Rd, Saint Louis, MO 63125 Property Records

St. Louis County property record for 2545 Union Rd, Saint Louis, MO 63125

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,080 sqft · built 1965
Lot Size	0.025 acres (1,080 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Aug 2022)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27J-22-0763`

Property Details

APN / Parcel Number

Primary APN	`27J-22-0763`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	540 sqft
Basement Area	270 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Raised
Lot Area	1,080 sqft (0.025 acres)
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2545 UNION RD
City	SAINT LOUIS
State	MO
Zip	63125-3400
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Description	UNION GARDEN CONDOMINIUMS BLDG 2545 2.4237% IN COMMON ELEM 27J220059 3 2 83
Legal Subdivision	UNION GARDEN CONDOMINIUMS BLDG 2545
Legal Block	2545
Jurisdiction	ST LOUIS MO
Township / Civil Division	LEMAY
Census Block Group	2
Census Block	2000
Census Tract	220602

Owner

2545 Union Rd, a condominium, is owned and occupied by an individual who bought it in August 2022.

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2545 UNION RD, SAINT LOUIS, MO 63125-3400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Apr 1, 2010 · Amount on File
Deed Document Number	2022815215
Prior Transfer Date	Jun 25, 2009
Prior Transfer Doc	0184681643
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 15, 2022
Property Address	2545 UNION RD, SAINT LOUIS, MO 63125-3400
Document Number	2022081500215
Map Reference	MB 215 PG 89&90
Instrument Date	Aug 8, 2022
Instrument	2022081500215
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2545 UNION RD, 2545, SAINT LOUIS, MO 63125-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 UNION RD, SAINT LOUIS, MO 63125-3400

Mortgage

Document Number	2022081500216
Date	Aug 15, 2022
Instrument	2022081500216

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2545 Union Rd was $1,482, up 5.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,450 (-) Land $6,160 Building $17,290	$123,400 (-) Land $32,400 Building $91,000
2025	$1,482.00 (+5.48%)	$23,450 Land $6,160 Building $17,290	$123,400 Land $32,400 Building $91,000
2024	$1,405.00 (+1.3%)
2023	$1,387.00 (+11.67%)	$20,490 (+17.83%) Land $3,290 Building $17,200	$107,800 Land $17,300 Building $90,500
2022	$1,242.00	$17,390 Land $3,290 Building $14,100
2021			$91,500 Land $17,300 Building $74,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2545 Union Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1981)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2545 Union Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20