2545 Swanson Rd, Crouse, NC 28033 Property Records

Lincoln County property record for 2545 Swanson Rd, Crouse, NC 28033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1988
Lot Size	0.791 acres (34,456 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Oct 2019)
Tax Bill	$772 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3611-07-4702`

Property Details

APN / Parcel Number

Primary APN	`3611-07-4702`
Alternative APNs	`361101074702` `275099` `15300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	34,456 sqft (0.791 acres)
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	275099
Street Address	2545 SWANSON RD
City	CROUSE
State	NC
Zip	28033-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	SUMMERSETT 31B
Legal Subdivision	SUMMERSETT
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	2
Census Block	2029
Census Tract	70400

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2545 SWANSON RD, CROUSE, NC 28033-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Oct 16, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L RSRCS
Apr 13, 2017	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	May 14, 2014 · Amount on Record
Deed Document Number	2019599279
Deed Book / Page	2854 / 457
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2545 SWANSON RD, CROUSE, NC 28033-9760
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 SWANSON RD, CROUSE, NC 28033-9760

Mortgage

Document Number	0003072941
Date	Aug 13, 2021
Book Page	3072/941
Instrument	636817

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 16, 2019
Property Address	2545 SWANSON RD, CROUSE, NC 28033-9760
Document Number	2854457
Book / Page	002854 / 000457
Instrument Date	Oct 15, 2019
Instrument	599279
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 SWANSON RD CROUSE NC 280339760, CROUSE, NC 28033-9760

Mortgage

Document Number	2854461
Date	Oct 16, 2019
Book Page	002854/000461
Instrument	599280

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 13, 2017
Property Address	2545 SWANSON RD, CROUSE, NC 28033-9760
Document Number	2659136
Book / Page	002659 / 000136
Instrument Date	Apr 13, 2017
Instrument	561410
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2545 SWANSON RD CROUSE NC 280339760, CROUSE, NC 28033-9760

Mortgage

Document Number	2659138
Date	Apr 13, 2017
Book Page	002659/000138
Instrument	561411

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$772.00 (+10.13%)	$99,469 (-) Land $21,798 Building $77,671	$99,469 (-) Land $21,798 Building $77,671
2023	$701.00	$99,469 Land $21,798 Building $77,671	$99,469 Land $21,798 Building $77,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum.

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