2545 Summit Glen, Escondido, CA 92026 Property Records

San Diego County property record for 2545 Summit Glen, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,660 sqft · built 1996
Lot Size	0.132 acres (5,729 sqft)
Owner	Company Name on Record
Last Sale	$272,000 (Nov 1998)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`187-680-26-00`

Property Details

APN / Parcel Number

Primary APN	`187-680-26-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,660 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	5,729 sqft (0.132 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2545 SUMMIT GLN
City	ESCONDIDO
State	CA
Zip	92026-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 244 TR 012619
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	012619
Legal Block	4
Legal Lot Number	244
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4015
Census Tract	20304

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2545 SUMMIT GLN, ESCONDIDO, CA 92026-3826
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jan 7, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 1998 · Amount on Record
Deed Sale	Nov 17, 1998 · Amount on Record
Prior Sale	Nov 15, 1995 · Amount on Record
Deed Document Number	1998748164
Last Transfer Date	Dec 10, 2020
Transfer Doc	0000012724
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2545 SUMMIT GLN, ESCONDIDO, CA 92026-3826
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 SUMMIT GLN GIN, ESCONDIDO, CA 92026-3826

Mortgage

Document Number	0000351066
Date	Dec 12, 2025
Instrument	2025-0351066

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2545 SUMMIT GLN, ESCONDIDO, CA 92026-3826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 SUMMIT GLN, ESCONDIDO, CA 92026-3826

Mortgage

Document Number	0000640802
Date	Oct 21, 2020
Instrument	2020-0640802

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2021
Property Address	2545 SUMMIT GLN, ESCONDIDO, CA 92026-3826
Document Number	0000012724
Instrument Date	Dec 10, 2020
Instrument	12724
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2545 SUMMIT GLN ESCONDIDO CA 920263826, ESCONDIDO, CA 92026-3826

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$434,921 (+2%) Land $114,875 Building $320,046
2025	$4,895.00 (+7.46%) Homeowner's exemption	$426,394 (+4.04%) Land $112,623 Building $313,771
2023	$4,555.00 (+1.22%) Homeowner's exemption	$409,838 Land $108,250 Building $301,588
2022	$4,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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