Allen County property record for 2545 S Cool Rd, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1989 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,499 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-0700-03-001.004 |
| Primary APN | 48-0700-03-001.004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 3,794 sqft |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Breezeway |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | 80 sqft |
| Patio Area | 320 sqft |
| Breezeway | Breezeway |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 2545 S COOL RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-9297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 RTS 08-04-07 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AUGLAIZE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11500 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2545 S COOL RD, LIMA, OH 45806-9297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 1994 |
| Deed Sale | Mar 24, 1994 |
| Prior Sale | Sep 14, 1993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 15, 2026 |
| Property Address | 2545 S COOL RD, LIMA, OH 45806-9297 |
| Document Number | 0000003680 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20263680 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2545 S COOL RD, LIMA, OH 45806-9297 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003680, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20263680 |
| Name | UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Auglaize Township |
| Unified School District | Allen East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,499.00 (-1.12%) Homeowner's exemption | $53,520 (-) Land $8,400 Building $45,120 | $152,900 (-) Land $24,000 Building $128,900 |
| 2024 | $1,516.00 (+19.28%) Homeowner's exemption | $53,520 (+26.98%) Land $8,400 Building $45,120 | $152,900 (+26.99%) Land $24,000 Building $128,900 |
| 2023 | $1,271.00 (-22.12%) Homeowner's exemption | $42,150 (-) Land $6,620 Building $35,530 | |
| 2022 | $1,632.00 Homeowner's exemption | $42,150 Land $6,620 Building $35,530 | |
| 2021 | $120,400 Land $18,900 Building $101,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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