2545 S 10th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2545 S 10th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.128 acres (5,609 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2024)
Tax Bill	$2,905 (2025)
Deeds & Mortgages	Nov 2005 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-10.0-129-027`

Property Details

APN / Parcel Number

Primary APN	`22-10.0-129-027`
Alternative APN	`22100129027 (CHECK DIGIT = 0)`

Exterior

Lot Area	5,609 sqft (0.128 acres)

Location & Zoning

Account Number	22100129027
Street Address	2545 S 10TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVARD PARK 2ND PLAT L 700
Legal Subdivision	HARVARD PARK SECOND PLAT
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2002
Census Tract	2600

Owner

2545 S 10th St is owned and occupied by an individual who bought it in July 2024.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2545 S 10TH ST, SPRINGFIELD, IL 62703-3812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2005	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK
Nov 29, 2021	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage INB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024 · Amount on File
Deed Sale	Jul 17, 2024 · Amount on File
Prior Sale	Jan 23, 2023 · Amount on File
Deed Document Number	202411660
Record Updated	Oct 29, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2545 S 10TH ST, SPRINGFIELD, IL 62703-3812
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R47409
Date	Nov 16, 2005
Instrument	2005R47409

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 23, 2023
Property Address	2545 S 10TH ST, SPRINGFIELD, IL 62703-3812
Document Number	2023R01135
Instrument Date	Jan 20, 2023
Instrument	2023R01135
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 HICKORY HILLS DR, SPRINGFIELD, IL 62707-9688

Mortgage

Document Number	2023R01136
Date	Jan 23, 2023
Instrument	2023R01136

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.96%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	6.96%
Max Rate At Change	9.96%
Index	Other
Margin	3
Max Rate	12.9%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 29, 2021
Property Address	2545 S 10TH ST, SPRINGFIELD, IL 62703-3812
Document Number	2021R32218
Instrument Date	Nov 24, 2021
Instrument	2021R32218
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ILLINOIS REAL ESTATE TITLE CENTER LLC, ILLINOIS REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 S 10TH ST, SPRINGFIELD, IL 62703-3812

Mortgage

Document Number	2021R32219
Date	Nov 29, 2021
Instrument	2021R32219

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	3.13%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 3, 2021
Property Address	2545 S 10TH ST, SPRINGFIELD, IL 62703-3812
Document Number	2021R05695
Instrument Date	Feb 26, 2021
Instrument	2021R05695
Transaction Type	Transfer
Record Updated	May 28, 2024
Title Company	CORNERSTONE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 WINSTON RD, CHATHAM, IL 62629-1256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5560 GRIFFITTS LN, RIVERTON, IL 62561-9559
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R05696
Date	Mar 3, 2021
Instrument	2021R05696

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2545 S 10th St was $2,905.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,905.00	$35,891 Land $5,350 Building $30,541	$107,673 Land $16,050 Building $91,623
2022	$2,549.00	$28,446 Land $4,324 Building $24,122	$85,338 Land $12,972 Building $72,366

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2545 S 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2545 S 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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