2545 Ridgegate Row, La Jolla, CA 92037 Property Records

San Diego County property record for 2545 Ridgegate Row, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,395 sqft · built 2001
Lot Size	0.341 acres (14,863 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,999,000 (Oct 2025)
Tax Bill	$16,784 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`358-703-38-00`

Property Details

APN / Parcel Number

Primary APN	`358-703-38-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,395 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	14,863 sqft (0.341 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2545 RIDGEGATE ROW
City	LA JOLLA
State	CA
Zip	92037-0930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-2
Legal Description	PAR 162 TR PM11408
Legal Subdivision	CITY OF SAN DIEGO
Legal Tract	11408
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	8310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4718 HERMANO DR, TARZANA, CA 91356-4516
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Jul 19, 2018	Grant Deed, Transfer TICOR TITLE COMPANY/CA SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	2025298571
Prior Transfer Date	Jul 3, 2012
Prior Transfer Doc	0000393556
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2025
Property Address	2545 RIDGEGATE ROW, LA JOLLA, CA 92037-0930
Document Number	0000298571
Instrument Date	Oct 7, 2025
Instrument	2025-0298571
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4718 HERMANO DR, TARZANA, CA 91356-4516

Mortgage

Document Number	0000298572
Date	Oct 23, 2025
Instrument	2025-0298572

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2018
Property Address	2545 RIDGEGATE ROW, LA JOLLA, CA 92037-0930
Document Number	0000295720
Instrument Date	Jul 12, 2018
Instrument	295720
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$1,320.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2545 RIDGEGATE ROW LA JOLLA CA 920370930, LA JOLLA, CA 92037-0930

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,999,000 (+49.33%) Land $1,129,000 Building $870,000
2025	$16,784.00 (+6.25%)	$1,338,618 (+4.04%) Land $613,533 Building $725,085
2023	$15,796.00 (+2.73%)	$1,286,639 Land $589,709 Building $696,930
2022	$15,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ridgegate Row

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures