2545 Ramona Dr, Vista, CA 92084 Property Records

San Diego County property record for 2545 Ramona Dr, Vista, CA 92084

Property Summary

Property TypeHorticulture, Ornamental (Agricultural)
Detailsbuilt 2000
Lot Size5.11 acres (222,592 sqft)
OwnerCompany Name on Record
Tax Bill$1,442 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN159-180-01-00

Property Details

APN / Parcel Number

Primary APN159-180-01-00

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area222,592 sqft

Location & Zoning

Street Address2545 RAMONA DR
CityVISTA
StateCA
Zip92084-1632
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Horticulture, Ornamental (Agricultural)
Local Zoning CodeA70
Legal DescriptionLOT 2 POR TR 000788
Legal SubdivisionGUAJOME FRUIT COLONY
Legal Tract000788
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2021
Census Tract19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 536, VISTA, CA 92085-0536
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · Commercial Mortgage
LUSO AMERICAN FINANCIAL
Sep 5, 2017Deed of Trust, Mortgage
MISCELLANEOUS INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 26, 2015
Transfer Doc0000268319
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2545 RAMONA DR, VISTA, CA 92084-1632
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2545 RAMONA DR, VISTA, CA 92084-1632

Mortgage

Document Number0000032854
DateFeb 5, 2026
Instrument2026-0032854
Lender
NameLUSO AMERICAN FINANCIAL
AddressDUBLIN, CA 94568
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 1, 2031

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2545 RAMONA DR, VISTA, CA 92084-1632
Document Number0000423434
Instrument DateSep 5, 2017
Transaction TypeMortgage
Record UpdatedSep 21, 2017
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2545 RAMONA DR VISTA CA 920841632, VISTA, CA 92084-1632

Mortgage

Document Number0000423434
DateSep 15, 2017
Instrument423434
Lender
NameMISCELLANEOUS INS CO
AddressDUBLIN, CA 94568
Agreement
AmountAmount Recorded
Term60 Months
DueSep 14, 2022

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$120,117 (+2%) Land $68,780 Building $51,337
2025$1,442.00 (-32.62%)$117,763 (+4.04%) Land $67,432 Building $50,331
2023$2,140.00 (+23.41%)$113,192 Land $64,814 Building $48,378
2022$1,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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