2545 Pico Rd, Buchanan, VA 24066 Property Records

Botetourt County property record for 2545 Pico Rd, Buchanan, VA 24066

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,575 sqft · built 1977
Lot Size	5.45 acres (237,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2026)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-111`

Property Details

APN / Parcel Number

Primary APN	`65-111`
Alternative APN	`22132`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,575 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	237,576 sqft (5.45 acres)
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	22132
Street Address	2545 PICO RD
City	BUCHANAN
State	VA
Zip	24066-5375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	GORGE
Jurisdiction	BOTETOURT VA
Township / Civil Division	BUCHANAN
Census Block Group	4
Census Block	4018
Census Tract	40200

Owner

Source: Botetourt County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2545 PICO RD, BUCHANAN, VA 24066-5375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
Aug 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COLONIAL MORTGAGE COMPANY LLC
Jul 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage FREEDOM FIRST FEDERAL CREDIT UNION
Aug 21, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance COLONIAL MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jul 18, 2016 · Amount on Record
Deed Document Number	20261645
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	0000003608
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOTETOURT VA
Recording Date	May 14, 2026
Property Address	2545 PICO RD, BUCHANAN, VA 24066-5375
Document Number	0000001645
Instrument Date	Apr 15, 2026
Instrument	2026.1645
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 PICO RD, BUCHANAN, VA 24066-5375
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001646,
Date	May 14, 2026
Instrument	2026..1646

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	2545 PICO RD, BUCHANAN, VA 24066-5375
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003609
Date	Aug 21, 2020
Instrument	200003609

Lender

Name	COLONIAL MORTGAGE COMPANY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	2545 PICO RD, BUCHANAN, VA 24066-5375
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180002532
Date	Jul 16, 2018
Instrument	180002532

Lender

Name	FREEDOM FIRST FEDERAL CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOTETOURT VA
Recording Date	Aug 21, 2020
Property Address	2545 PICO RD, BUCHANAN, VA 24066-5375
Document Number	200003608
Instrument Date	Aug 17, 2020
Instrument	200003608
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 PICO RD, BUCHANAN, VA 24066-5375

Mortgage

Document Number	0200003609
Date	Aug 21, 2020
Instrument	200003609

Lender

Name	COLONIAL MORTGAGE COMPANY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,800 (-) Land $37,800 Building $203,000	$240,800 (-) Land $37,800 Building $203,000
2025	$1,685.00	$240,800 (+44.11%) Land $37,800 Building $203,000	$240,800 (+44.11%) Land $37,800 Building $203,000
2024	$1,685.00 (+27.65%)
2023		$167,100 (-) Land $37,800 Building $129,300	$167,100 (-) Land $37,800 Building $129,300
2022	$1,320.00	$167,100 Land $37,800 Building $129,300	$167,100 Land $37,800 Building $129,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1985–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding From The Remanants Of Hurricane Jeanne

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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