2545 Painted Turtle Ave, Loveland, CO 80538 Property Records

Larimer County property record for 2545 Painted Turtle Ave, Loveland, CO 80538

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,804 sqft · built 2022
Lot Size	0.129 acres (5,625 sqft)
Owner	Individual Name on File
Last Sale	$547,500 (Nov 2022)
Tax Bill	$5,720 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85112-07-008`

Property Details

APN / Parcel Number

Primary APN	`85112-07-008`
Alternative APN	`R1676699`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area
Basement Area	846 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,625 sqft (0.129 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1676699
Street Address	2545 PAINTED TURTLE AVE
City	LOVELAND
State	CO
Zip	80538-9397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 3, MILLENNIUM EAST TENTH SUB, LOV (20210017402)
Legal Subdivision	MILLENNIUM EAST 10TH SUB (20210017402)
Legal Block	3
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	2
Census Block	2045
Census Tract	1714

Owner

2545 Painted Turtle Ave is owned and occupied by an individual who bought it in November 2022.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2545 PAINTED TURTLE AVE, LOVELAND, CO 80538-9397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 7, 2022	Special Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on File
Deed Sale	Nov 7, 2022 · Amount on File
Deed Document Number	RECEPT # 20220065897
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2545 PAINTED TURTLE AVE, LOVELAND, CO 80538-9397
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LINCOLN GRN, BRECKENRIDGE, CO 80424

Mortgage

Document Number	0000062467
Date	Dec 31, 2025
Instrument	20250062467

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 7, 2022
Property Address	2545 PAINTED TURTLE AVE, LOVELAND, CO 80538-9397
Document Number	0000065897
Instrument Date	Nov 7, 2022
Instrument	20220065897
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	NOT AVAILABLE, LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9193 S JAMAICA ST, ENGLEWOOD, CO 80112-5946

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2545 PAINTED TURTLE AVE, LOVELAND, CO 80538-9397

Mortgage

Document Number	0000065898
Date	Nov 7, 2022
Instrument	20220065898

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2545 Painted Turtle Ave was $5,720.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,720.00	$32,032 Land $8,669 Building $23,363	$512,500 Land $138,700 Building $373,800
2023	$6,012.00 (+379.04%)	$39,162 (+403.89%) Land $8,938 Building $30,224	$584,500 (+2,080.97%) Land $133,400 Building $451,100
2022	$1,255.00	$7,772 Land $7,772	$26,800 Land $26,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2545 Painted Turtle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2545 Painted Turtle Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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