2545 Oak St, Quincy, IL 62301 Property Records

Adams County property record for 2545 Oak St, Quincy, IL 62301

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,381 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Oct 2024)
Tax Bill$2,316 (2024)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN236121200000

Property Details

APN / Parcel Number

Primary APN236121200000

Exterior

Lot Area9,381 sqft (0.22 acres)
Lot Dimensions180 ft deep x 52 ft wide

Location & Zoning

Street Address2545 OAK ST
CityQUINCY
StateIL
Zip62301-3616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 BLK 3 MC FADON PLACE W 20FT LOT 20 & E 32FT LOT 21
Legal Range8W
Legal Township1S
Legal Section31
Legal SubdivisionMCFADON PLACE ADD
Legal Block3
Legal Lot Number21,20
JurisdictionADAMS IL
Township / Civil DivisionQUINCY
Census Block Group4
Census Block4009
Census Tract100

Owner

2545 Oak St is owned and occupied by two individuals who bought it in October 2024.

Source: Adams County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address2545 OAK ST, QUINCY, IL 62301-3616
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Deed of Trust, Mortgage
FIRST BANKERS TRUST CO
Dec 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANKERS TRUST CO
May 6, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST BANKERS TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2024 · Amount on File
Deed SaleOct 8, 2024 · Amount on File
Prior SaleMay 6, 2020 · Amount on File
Deed Document Number20245982
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address2545 OAK ST, QUINCY, IL 62301-3616
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R11269
DateDec 9, 2021
Instrument2021R-11269
Lender
NameFIRST BANKERS TRUST CO
TypeBank
Agreement
AmountAmount on Record
Interest
Rate TypeFixed Rate

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address2545 OAK ST, QUINCY, IL 62301-3616
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R11188
DateDec 7, 2021
Instrument2021R-11188
Lender
NameFIRST BANKERS TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateMay 6, 2020
Property Address2545 OAK ST, QUINCY, IL 62301-3616
Document Number2020R03398
Instrument DateMay 4, 2020
Instrument2020R-03398
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$147.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2545 OAK ST, QUINCY, IL 62301-3616

Mortgage

Document Number2020R03399
DateMay 6, 2020
Instrument2020R-03399
Lender
NameFIRST BANKERS TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionQuincy Township
MunicipalityQuincy City
Unified School DistrictQuincy School District 172 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,850 Land $3,880 Building $44,970$146,550 Land $11,640 Building $134,910
2024$2,316.00
2022$35,970 Land $3,170 Building $32,800$107,910 Land $9,510 Building $98,400
2021$1,848.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2545 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2545 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemQUINCY
serves 42,000 people · EPA ID IL0010650
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Adams Telsystems
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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