Charles County property record for 2545 Legation Pl, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,870 sqft · built 1996 |
| Lot Size | 0.034 acres (1,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,505 (Jul 1996) |
| Tax Bill | $8,933 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-246818 |
| Primary APN | 06-246818 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,500 sqft (0.034 acres) |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 246818 |
|---|---|
| Street Address | 2545 LEGATION PL |
| City | WALDORF |
| State | MD |
| Zip | 20601-2665 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM |
| Legal Description | LOT 65 PLAT 4 SOMERSET SUB |
| Legal Subdivision | SOMERSET SUB |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 850708 |
2545 Legation Pl, a townhouse, is owned and occupied by two individuals who bought it in July 1996.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2545 LEGATION PL, WALDORF, MD 20601-2665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Apr 1, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 23, 2016 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 1996 · Amount on File |
| Deed Sale | Jul 5, 1996 · Amount on File |
| Deed Document Number | 1996101296 |
| Deed Book / Page | 2250 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2545 LEGATION PL, WALDORF, MD 20601-2665 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2545 LEGATION PL, WALDORF, MD 20601-2665 |
| Document Number | 0113660348 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 11366/348 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2545 LEGATION PL, WALDORF, MD 20601-2665 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0124830027 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 12483/27 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2545 LEGATION PL, WALDORF, MD 20601-2665 |
| Document Number | 0108170432 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2545 LEGATION PL WALDORF MD 206012665, WALDORF, MD 20601-2665 |
| Document Number | 0108170432 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 010817/000432 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 9, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2545 LEGATION PL, WALDORF, MD 20601-2665 |
| Document Number | 0096950417 |
| Book / Page | 009695 / 000417 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2545 LEGATION PL WALDORF MD 206012665, WALDORF, MD 20601-2665 |
| Document Number | 0096950417 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 009695/000417 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 16, 2032 |
The 2025 property tax bill for 2545 Legation Pl was $8,933 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,033 | $331,900 Land $95,000 Building $236,900 | |
| 2025 | $8,933.00 | ||
| 2023 | $3,608.00 Homeowner's exemption | $277,233 | $296,300 Land $90,000 Building $206,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2545 Legation Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2545 Legation Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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