2545 Holkham Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2545 Holkham Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,320 sqft · built 1984
Lot Size	0.965 acres (42,035 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jul 2018)
Tax Bill	$7,325 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058C0-05-00-04300`

Property Details

APN / Parcel Number

Primary APN	`058C0-05-00-04300`
Alternative APN	`19536`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,320 sqft Finished Area
Basement Area	1,064 sqft
Finished Basement	670 sqft
Unfinished Basement	394 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	42,035 sqft (0.965 acres)
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	144 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	2545 HOLKHAM DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	LEWIS HILL RPN 43 PH-I
Legal Subdivision	LEWIS HILL RPN
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	5
Census Block	5005
Census Tract	11000

Owner

2545 Holkham Dr is owned and occupied by an individual who bought it in July 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2545 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BNC NAT'L BK
Jul 18, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Deed Document Number	20188007
Deed Book / Page	5073 / 525
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2545 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9530
Document Number	0000012139
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2545 HOLKHAM DR #JDR CHARLOTTESVILLE VA 229019530, CHARLOTTESVILLE, VA 22901-9530

Mortgage

Document Number	0000012139
Date	Nov 5, 2019
Book Page	005239/000020
Instrument	12139

Lender

Name	BNC NAT'L BK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 18, 2018
Property Address	2545 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9530
Document Number	0000008007
Book / Page	005073 / 000525
Instrument Date	Jul 17, 2018
Instrument	8007
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2545 HOLKHAM DR CHARLOTTESVILLE VA 229019530, CHARLOTTESVILLE, VA 22901-9530

Mortgage

Document Number	8008
Date	Jul 18, 2018
Book Page	005073/000529
Instrument	8008

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2545 Holkham Dr was $7,325, up 7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,325.00 (+6.98%)	$819,400 (+6.99%) Land $191,300 Building $628,100	$819,400 (+6.99%) Land $191,300 Building $628,100
2025	$6,847.00	$765,900 Land $183,800 Building $582,100	$765,900 Land $183,800 Building $582,100
2023	$5,105.00	$597,800 Land $166,900 Building $430,900	$597,800 Land $166,900 Building $430,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2545 Holkham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2545 Holkham Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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