2545 Harvey St, Duluth, MN 55811 Property Records

St. Louis County property record for 2545 Harvey St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 960 sqft · built 1956
Lot Size	0.486 acres (21,201 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (May 2022)
Tax Bill	$3,336 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2060-00470`

Property Details

APN / Parcel Number

Primary APN	`010-2060-00470`
Alternative APN	`1130877`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	21,201 sqft (0.486 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	35 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1130877
Street Address	2545 HARVEY ST
City	DULUTH
State	MN
Zip	55811-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INC PART VAC ALLEY AD SERIAL #
Legal Subdivision	HARBOR VIEW FIRST ADD DULUTH
Legal Block	12
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3007
Census Tract	2300

Owner

2545 Harvey St is owned and occupied by an individual who bought it in May 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2545 HARVEY ST, DULUTH, MN 55811-2908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU
May 31, 2022	Affidavit of Death of Joint Tenant, Transfer NORTH SHORE TITLE
May 31, 2022	Affidavit of Death of Joint Tenant, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Deed Document Number	20221057075
Prior Transfer Date	Feb 18, 2021
Prior Transfer Doc	0001037510
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 31, 2022
Property Address	2545 HARVEY ST, DULUTH, MN 55811-2908
Document Number	0001057075
Instrument Date	May 19, 2022
Instrument	1057075
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 HARVEY ST, DULUTH, MN 55811-2908
Investor	Possibly a Property Investor

Mortgage

Document Number	0001057076
Date	May 31, 2022
Instrument	1057076

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	May 31, 2022
Property Address	2545 HARVEY ST, DULUTH, MN 55811-2908
Document Number	0001057073
Instrument Date	May 19, 2022
Instrument	1057073
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 HATINEN RD, ESKO, MN 55733-9525

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	May 31, 2022
Property Address	2545 HARVEY ST, DULUTH, MN 55811-2908
Document Number	0001057074
Instrument Date	May 19, 2022
Instrument	1057074
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 HATINEN RD, ESKO, MN 55733-9525

Tax Assessment & Valuation

The 2026 property tax bill for 2545 Harvey St was $3,336 with a homeowner's exemption, up 7.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,336.00 (+7.68%) Homeowner's exemption
2025	$3,098.00 (+0.85%) Homeowner's exemption	$309,200 (+25.28%) Land $43,400 Building $265,800	$309,200 (+25.28%) Land $43,400 Building $265,800
2024	$3,072.00	$246,800 Land $53,900 Building $192,900	$246,800 Land $53,900 Building $192,900
2022		$227,900 Land $61,500 Building $166,400	$227,900 Land $61,500 Building $166,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2545 Harvey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2545 Harvey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harvey St

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