Mecklenburg County property record for 2545 Hampton Ave, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,136 sqft · built 1941 |
| Lot Size | 0.342 acres (14,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (Apr 2008) |
| Tax Bill | $13,323 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-072-09 |
| Primary APN | 153-072-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,136 sqft Heated Area |
| Gross Area | 3,492 sqft |
| 1st Floor Area | 1,368 sqft |
| Upper Floors Area | 792 sqft |
| Attic Area | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,935 sqft (0.342 acres) |
| Garage Area | 260 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 238 sqft |
| Patio Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 153-072-09 |
|---|---|
| Street Address | 2545 HAMPTON AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L25 B1 M4-525 |
| Legal Subdivision | J S HARRIS |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2800 |
2545 Hampton Ave is owned and occupied by two individuals who bought it in April 2008.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2545 HAMPTON AVE, CHARLOTTE, NC 28207-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2008 · Amount on File |
| Deed Sale | Apr 15, 2008 · Amount on File |
| Deed Document Number | 0023635471 |
| Deed Book / Page | 23635 / 471 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2545 HAMPTON AVE, CHARLOTTE, NC 28207-2519 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000099300 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 36081/861 |
| Instrument | 2021099300 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2545 HAMPTON AVE, CHARLOTTE, NC 28207-2519 |
| Document Number | 0000038223 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2545 HAMPTON AVE CHARLOTTE NC 282072519, CHARLOTTE, NC 28207-2519 |
| Document Number | 0000038223 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 034379/000870 |
| Instrument | 38223 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 2545 Hampton Ave in Zone X, an area of minimal flood risk, though there have been 271 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 271 (1979–2024) |
| Claims Outside the SFHA | 13 of 271 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2545 Hampton Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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