2545 Gerald Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 2545 Gerald Ct, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,671 sqft · built 1986
Lot Size0.132 acres (5,760 sqft)
OwnerTrust Name on File
Last Sale$269,955 (Mar 2001)
Tax Bill$4,695 (2025)
Deeds & MortgagesJun 2023 Second Mortgage
Feb 2021 Second Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN214-200-080-000

Property Details

APN / Parcel Number

Primary APN214-200-080-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,671 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleOther
Construction TypeWood
Lot Area5,760 sqft (0.132 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2545 GERALD CT
CityTRACY
StateCA
Zip95376-1793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAW 891017 FR ORIG APN 211660089
Legal SubdivisionGREENLEAF UNIT #10
Legal Tract1882
Legal Lot Number8
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1000
Census Tract5312

Owner

Source: San Joaquin County records · APN 214-200-080-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address2545 GERALD CT, TRACY, CA 95376-1793
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE GOLDEN 1 CU
Feb 12, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PROVIDENT CU
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN 1 CU
Oct 11, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT CU
Aug 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT CU
Jun 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN 1 CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2001 · Amount on Record
Deed SaleMar 21, 2001 · Amount on Record
Prior SaleMar 21, 2001 · Amount on Record
Deed Document Number0000039103
Last Transfer DateOct 11, 2019
Transfer Doc0000116403
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2545 GERALD CT, TRACY, CA 95376-1793
Transaction TypeMortgage
Record UpdatedJul 11, 2023
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2545 GERALD CT, TRACY, CA 95376-1793

Mortgage

Document Number0000051325
DateJun 29, 2023
Instrument2023-051325
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2038

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2545 GERALD CT, TRACY, CA 95376-1793
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2545 GERALD CT, TRACY, CA 95376-1793

Mortgage

Document Number0000026751
DateFeb 12, 2021
Instrument2021-026751
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2545 GERALD CT, TRACY, CA 95376-1793
Document Number0000079904
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2545 GERALD CT TRACY CA 953761793, TRACY, CA 95376-1793

Mortgage

Document Number0000079904
DateJul 06, 2020
Instrument79904
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 05, 2040

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 11, 2019
Property Address2545 GERALD CT, TRACY, CA 95376-1793
Document Number0000116403
Instrument DateOct 11, 2019
Instrument116403
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2545 GERALD CT TRACY CA 953761793, TRACY, CA 95376-1793

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2545 GERALD CT, TRACY, CA 95376-1793
Document Number0000097732
Instrument DateAug 25, 2018
Transaction TypeMortgage
Record UpdatedSep 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2545 GERALD CT TRACY CA 953761793, TRACY, CA 95376-1793

Mortgage

Document Number0000097732
DateAug 31, 2018
Instrument97732
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2545 GERALD CT, TRACY, CA 95376-1793
Document Number0000097733
Instrument DateAug 25, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2545 GERALD CT TRACY CA 953761793, TRACY, CA 95376-1793

Mortgage

Document Number0000097733
DateAug 31, 2018
Instrument97733
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 30, 2028

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2545 GERALD CT, TRACY, CA 95376-1793
Document Number0000067299
Instrument DateJun 09, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2545 GERALD CT TRACY CA 953761793, TRACY, CA 95376-1793

Mortgage

Document Number0000067299
DateJun 14, 2017
Instrument67299
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 13, 2032

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,695.00 (+10.31%) Homeowner's exemption$414,261 (+4.04%) Land $128,073 Building $286,188
2023$4,256.00 (+2.11%) Homeowner's exemption$398,176 Land $123,100 Building $275,076
2022$4,168.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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