Charles County property record for 2545 Enterprise Pl, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,100 sqft · built 1998 |
| Lot Size | 0.037 acres (1,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,500 (Apr 2026) |
| Tax Bill | $9,761 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-237096 |
| Primary APN | 06-237096 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,600 sqft (0.037 acres) |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 237096 |
|---|---|
| Street Address | 2545 ENTERPRISE PL |
| City | WALDORF |
| State | MD |
| Zip | 20601-4953 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | L-358 PH-2 S-10 PL-2 ACTON VILLAGE SUB |
| Legal Subdivision | ACTON VILLAGE SUB |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 358 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850709 |
2545 Enterprise Pl, a townhouse, is owned and occupied by an individual who bought it in April 2026.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2545 ENTERPRISE PL, WALDORF, MD 20601-4953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage BAYFIRST NATIONAL BANK |
| Sep 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 10, 2026 | Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES INC |
| Oct 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on File |
| Deed Sale | Apr 10, 2026 · Amount on File |
| Prior Sale | Apr 7, 2011 · Amount on File |
| Deed Book / Page | 14027 / 31 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2545 ENTERPRISE PL, WALDORF, MD 20601-4953 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0126860358 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 12686/358 |
| Name | BAYFIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2545 ENTERPRISE PL, WALDORF, MD 20601-4953 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2545 ENTERPRISE PL, WALDORF, MD 20601-4953 |
| Investor | Possibly a Property Investor |
| Document Number | 0120590331 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 12059/331 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2545 ENTERPRISE PL, WALDORF, MD 20601-4953 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2545 ENTERPRISE PL, WALDORF, MD 20601-4953 |
| Document Number | 0132520426 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | 13252/426 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Mar 1, 2064 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 10, 2026 |
| Property Address | 2545 ENTERPRISE PL, WALDORF, MD 20601-4953 |
| Document Number | 1402000031 |
| Book / Page | 14027 / 31 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320,675.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2545 ENTERPRISE PL, WALDORF, MD 20601-4953 |
| Document Number | 1402000038, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 14027/38 |
| Name | AMERICAN FINANCIAL SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2545 ENTERPRISE PL, WALDORF, MD 20601-4953 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2545 ENTERPRISE PL, WALDORF, MD 20601-4953 |
| Document Number | 0113630285 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 11363/285 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 1, 2045 |
The 2025 property tax bill for 2545 Enterprise Pl was $9,761.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,533 (+4.38%) | $344,400 (-) Land $120,000 Building $224,400 | |
| 2025 | $9,761.00 | $316,667 | $344,400 Land $120,000 Building $224,400 |
| 2023 | $4,059.00 (+22.3%) | $283,867 (+7.15%) | $302,800 (-) Land $120,000 Building $182,800 |
| 2022 | $3,319.00 | $264,933 | $302,800 Land $120,000 Building $182,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2545 Enterprise Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1999–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2545 Enterprise Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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