2545 E Bard Rd, Muskegon, MI 49445 Property Records

Muskegon County property record for 2545 E Bard Rd, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1979
Lot Size	1.51 acres (65,993 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2024)
Tax Bill	$4,775 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07026200000400`

Property Details

APN / Parcel Number

Primary APN	`07026200000400`
Alternative APN	`61-07-026-200-0004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Building Area	1,872 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	65,993 sqft (1.51 acres)
Garage Area	1,772 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2545 E BARD RD
City	MUSKEGON
State	MI
Zip	49445-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG/RC
Legal Description	DALTON TOWNSHIP D-0388E SEC 26 T11N R16W W 200 FT OF E 433 FT OF N 330 FT OF N 1/2 OF NE 1/4 N 33 FT FOR RD
Jurisdiction	MUSKEGON MI
Township / Civil Division	DALTON
Census Block Group	2
Census Block	2018
Census Tract	3400

Owner

2545 E Bard Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2545 E BARD RD, MUSKEGON, MI 49445-9542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MORTGAGE LLC
Apr 5, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
May 10, 2023	Warranty Deed, Transfer TRANSNATION TITLE AGENCY
Aug 19, 2021	Warranty Deed, Transfer
Sep 4, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	May 10, 2023 · Amount on File
Deed Document Number	20245820348
Deed Book / Page	4354 / 777
Prior Transfer Date	Mar 4, 2009
Prior Transfer Doc	0005306947
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Recording Date	Apr 10, 2026
Property Address	2545 E BARD RD, MUSKEGON, MI 49445-9542
Document Number	0005880726
Book / Page	4415 / 211
Instrument Date	Mar 23, 2026
Instrument	20265880726
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 E BARD RD, MUSKEGON, MI 49445-9542

Mortgage

Document Number	0005880726,
Date	Apr 10, 2026
Book Page	4415/211
Instrument	20265880726

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Apr 5, 2024
Property Address	2545 E BARD RD, MUSKEGON, MI 49445-9542
Document Number	004354/777
Book / Page	4354 / 777
Instrument Date	Apr 2, 2024
Instrument	5820348
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 RIVER HILLS DR, HOLLAND, MI 49424-2029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 E BARD RD, MUSKEGON, MI 49445-9542

Mortgage

Document Number	0005820349
Date	Apr 5, 2024
Instrument	5820349

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	May 10, 2023
Property Address	2545 E BARD RD, MUSKEGON, MI 49445-9542
Document Number	004329/683
Book / Page	4329 / 683
Instrument Date	May 5, 2023
Instrument	5795277
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 W 33RD ST # ST1901, ST1901, NEW YORK, NY 10001-2904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 RIVER HILLS DR, HOLLAND, MI 49424-2029

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Aug 19, 2021
Property Address	2545 E BARD RD, MUSKEGON, MI 49445-9542
Document Number	004271/508
Book / Page	4271 / 508
Instrument Date	May 26, 2021
Instrument	5737160
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2545 E BARD RD, 2545, MUSKEGON, MI 49445-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 PARK AVE S # 1713-171, 1713, NEW YORK, NY 10003-1619
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 4, 2020
Property Address	2545 E BARD RD, MUSKEGON, MI 49445-9542
Document Number	0005697984
Book / Page	004232 / 000294
Instrument Date	Sep 1, 2020
Instrument	5697984
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2185 MORTON AVE NORTON SHORES MI 49441, NORTON SHORES, MI 49441

Tax Assessment & Valuation

The 2025 property tax bill for 2545 E Bard Rd was $4,775 with a homeowner's exemption, up 14.2% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Dalton Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,200 (+4.7%)	$298,400 (+4.7%)
2025	$4,775.00 (+14.21%) Homeowner's exemption	$142,500	$285,000
2024	$4,181.00
2023		$108,000	$216,000
2022	$4,634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2545 E Bard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2545 E Bard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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