2545 Carters Rd, Chatsworth, GA 30705 Property Records

Murray County property record for 2545 Carters Rd, Chatsworth, GA 30705

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,841 sqft · built 2023
Lot Size	7.86 acres (342,817 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Jun 2022)
Tax Bill	$4,701 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0092 018`

Property Details

APN / Parcel Number

Primary APN	`0092 018`
Alternative APN	`15293`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,841 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	342,817 sqft (7.86 acres)
Garage Area	576 sqft
Porch	Open Porch
Pole Barn	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15293
Street Address	2545 CARTERS RD
City	CHATSWORTH
State	GA
Zip	30705-6975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	TR 9 AND TR 10 CARTER HORNE EST
Legal Subdivision	CARTER HORNE ESTATE
Legal Tract	9,10
Legal Lot Number	9
Jurisdiction	MURRAY GA
Township / Civil Division	CHATSWORTH
Census Block Group	3
Census Block	3047
Census Tract	10300

Owner

2545 Carters Rd is owned and occupied by an individual who bought it in June 2022.

Source: Murray County records, as of March 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2545 CARTERS RD, CHATSWORTH, GA 30705-6975
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · VA Mortgage PHH MORTGAGE
Nov 1, 2023	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Mar 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Dec 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Jan 17, 2012 · Amount on File
Deed Document Number	0001029687
Deed Book / Page	1029 / 687
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MURRAY GA
Property Address	2545 CARTERS RD, CHATSWORTH, GA 30705-6975
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 CARTERS RD, CHATSWORTH, GA 30705-6975

Mortgage

Document Number	0011190000000185
Date	Oct 29, 2025
Book Page	0000001119/0000000185

Lender

Name	PHH MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MURRAY GA
Property Address	2545 CARTERS RD, CHATSWORTH, GA 30705-6975
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 CARTERS RD, CHATSWORTH, GA 30705-6975

Mortgage

Document Number	0010620000000525
Date	Nov 1, 2023
Book Page	0000001062/0000000525

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MURRAY GA
Property Address	CARTERS RD, CHATSWORTH, GA 30705
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 CARTERS RD, CHATSWORTH, GA 30705-6975

Mortgage

Document Number	0010710000000553
Date	Mar 14, 2024
Book Page	0000001071/0000000553

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MURRAY GA
Property Address	CARTERS RD, CHATSWORTH, GA 30705
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CARTERS RD

Mortgage

Document Number	0010420000000076
Date	Dec 30, 2022
Book Page	0000001042/0000000076

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2020

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MURRAY GA
Recording Date	Jun 28, 2022
Property Address	CARTERS RD, CHATSWORTH, GA 30705
Document Number	0010290687
Book / Page	1029 / 687
Instrument Date	Jun 28, 2022
Instrument	2022-000916
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARLISLE DR # 9696, 9696, ELLIJAY, GA 30540-9744

Tax Assessment & Valuation

The 2025 property tax bill for 2545 Carters Rd was $4,701 with a homeowner's exemption.

Source: Murray County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Murray County
Unified School District	Murray County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,701.00 Homeowner's exemption	$207,120 Land $26,880 Building $180,240	$517,800 Land $67,200 Building $450,600
2023	$410.00	$26,880 Land $26,880	$67,200 Land $67,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2545 Carters Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2545 Carters Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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