Osceola County property record for 2545 Bobby Lee Ln, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,140 sqft · built 2007 |
| Lot Size | 0.223 acres (9,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Dec 2019) |
| Tax Bill | $5,857 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 153750 |
| Primary APN | 153750 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,140 sqft Heated Area |
| Gross Area | 2,607 sqft |
| 1st Floor Area | 2,140 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,757 sqft (0.223 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 27 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 153750 |
|---|---|
| Street Address | 2545 BOBBY LEE LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | BRISTOL COVE AT DEER CREEK PH 2 PB 20 PG 37-40 LOT 351 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | BRISTOL COVE AT DEER CREEK PHASE 1 - 3 |
| Legal Phase | 2 |
| Legal Tract | 68 |
| Legal Block | 1 |
| Legal Lot Number | 351 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 43207 |
Source: Osceola County records · APN 153750
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2249 VILLA VERANO WAY APT 203, 203, KISSIMMEE, FL 34744-5970 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 07, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 26, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 02, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| May 30, 2019 | Warranty Deed, Transfer OPENDOOR TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2019 · Amount on Record |
| Deed Sale | Dec 02, 2019 · Amount on Record |
| Prior Sale | May 30, 2019 · Amount on Record |
| Deed Document Number | 2019155040 |
| Deed Book / Page | 5631 / 2646 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2545 BOBBY LEE LN, SAINT CLOUD, FL 34772-8264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2545 BOBBY LEE LN, SAINT CLOUD, FL 34772-8264 |
| Investor | Possibly a Property Investor |
| Document Number | 0065371199 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 6537/1199 |
| Instrument | 2024008648 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2545 BOBBY LEE LN, SAINT CLOUD, FL 34772-8264 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2545 BOBBY LEE LN, SAINT CLOUD, FL 34772-8264 |
| Document Number | 0063120825 |
|---|---|
| Date | Nov 07, 2022 |
| Book Page | 6312/825 |
| Instrument | 2022163360 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2545 BOBBY LEE LN, SAINT CLOUD, FL 34772-8264 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2545 BOBBY LEE LN, LAKE SHERWOOD, CA 91361 |
| Document Number | 0061370516 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 6137/516 |
| Instrument | 2022013954 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 02, 2019 |
| Property Address | 2545 BOBBY LEE LN, SAINT CLOUD, FL 34772-8264 |
| Document Number | 0056312646 |
| Book / Page | 005631 / 002646 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 155040 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | OPENDOOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2545 BOBBY LEE LN ST CLOUD FL 347728264, ST CLOUD, FL 34772-8264 |
| Document Number | 56312648 |
|---|---|
| Date | Dec 02, 2019 |
| Book Page | 005631/002648 |
| Instrument | 155041 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, KS 66203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 30, 2019 |
| Property Address | 2545 BOBBY LEE LN, SAINT CLOUD, FL 34772-8264 |
| Document Number | 0055321116 |
| Book / Page | 005532 / 001116 |
| Instrument Date | May 28, 2019 |
| Instrument | 69520 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | OPENDOOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,857.00 (+13.07%) | $332,400 (-1.86%) Land $70,000 Building $262,400 | $332,400 (-1.86%) Land $70,000 Building $262,400 |
| 2023 | $5,180.00 (+14.98%) | $338,700 (+25.35%) Land $65,000 Building $273,700 | $338,700 (+25.35%) Land $65,000 Building $273,700 |
| 2022 | $4,505.00 | $270,200 Land $55,000 Building $215,200 | $270,200 Land $55,000 Building $215,200 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 257 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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