Indian River County property record for 2545 86th Ave, Vero Beach, FL 32966
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 904 sqft · built 1990 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (Nov 2023) |
| Tax Bill | $2,757 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-38-02-00002-0050-00012.0 |
| Primary APN | 33-38-02-00002-0050-00012.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 904 sqft Living Area |
| Gross Area | 1,180 sqft |
| 1st Floor Area | 904 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2545 86TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-6988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PARADISE PARK UNIT NO 1 IRF BLK E LOT 12 PBI 3-72 |
| Legal Range | 38E |
| Legal Township | 33S |
| Legal Section | 02 |
| Legal Subdivision | PARADISE PARK UNIT NO 1 |
| Legal Block | E |
| Legal Lot Number | 12 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 50907 |
2545 86th Ave is owned and occupied by two individuals who bought it in November 2023.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2545 86TH AVE, VERO BEACH, FL 32966-6988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 31, 2023 | Warranty Deed, Transfer ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TTL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on File |
| Deed Sale | Nov 22, 2023 · Amount on File |
| Prior Sale | May 31, 2023 · Amount on File |
| Deed Document Number | 202358452 |
| Deed Book / Page | 3663 / 1726 |
| Prior Transfer Date | Aug 31, 2005 |
| Prior Transfer Doc | 0019350479 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 22, 2023 |
| Property Address | 2545 86TH AVE, VERO BEACH, FL 32966-6988 |
| Document Number | 0036631726 |
| Book / Page | 3663 / 1726 |
| Map Reference | MB 3 PG 72 |
| Instrument Date | Nov 12, 2023 |
| Instrument | 3120230058452 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TTL CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650036, VERO BEACH, FL 32965-0036 |
| Name | Verified Name |
|---|---|
| Address | 2545 86TH AVE, VERO BEACH, FL 32966-6988 |
| Document Number | 0036631730 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 3663/1730 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 31, 2023 |
| Property Address | 2545 86TH AVE, VERO BEACH, FL 32966-6988 |
| Document Number | 0036250345 |
| Book / Page | 3625 / 345 |
| Map Reference | MB 3 PG 72 |
| Instrument Date | May 10, 2023 |
| Instrument | 3120230027337 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TTL CO |
| Amount | Amount on Record |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3028 SW 27TH CT, CAPE CORAL, FL 33914-4719 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 650036, VERO BEACH, FL 32965-0036 |
The 2025 property tax bill for 2545 86th Ave was $2,757 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,757.00 Homeowner's exemption | $207,458 Land $23,205 Building $184,253 | $207,458 Land $23,205 Building $184,253 |
| 2023 | $1,986.00 (+13.55%) | $163,181 (+21.32%) Land $29,974 Building $133,207 | $163,181 (+21.32%) Land $29,974 Building $133,207 |
| 2022 | $1,749.00 | $134,506 Land $17,791 Building $116,715 | $134,506 Land $17,791 Building $116,715 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2545 86th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2545 86th Ave is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures