2545 2nd Ave E, La Crosse, WI 54603 Property Records

La Crosse County property record for 2545 2nd Ave E, La Crosse, WI 54603

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Apr 2023)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2016 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`004-000223-000`

Property Details

APN / Parcel Number

Primary APN	`004-000223-000`
Alternative APNs	`4 223 0` `2971`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	2545 2ND AVE E
City	LA CROSSE
State	WI
Zip	54603-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ISLAND PARK ADDITION LOT 31 BLOCK 2
Legal Range	07W
Legal Township	16N
Legal Section	18
Legal Subdivision	ISLAND PARK ADDITION
Legal Block	2
Legal Lot Number	31
Jurisdiction	LA CROSSE WI
Township / Civil Division	CAMPBELL
Census Block Group	2
Census Block	2050
Census Tract	10300

Owner

Source: La Crosse County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2525 2ND AVE E, LA CROSSE, WI 54603-1242
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK
May 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Nov 4, 2014	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Feb 21, 2006	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Apr 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN HSG & ECONOMIC DEV
Apr 25, 2023	Warranty Deed, Transfer · Conventional Mortgage COULEE BANK
Sep 11, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20231806909
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	0001597069
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2545 2ND AVE E, LA CROSSE, WI 54603-1242
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001731700
Date	Aug 30, 2019
Instrument	1731700

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 10, 2024

Interest

Rate Type	Fixed Rate

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2545 2ND AVE E, LA CROSSE, WI 54603-1242
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001674033
Date	May 9, 2016
Instrument	1674033

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2545 2ND AVE E, LA CROSSE, WI 54603-1242
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001647665
Date	Nov 4, 2014
Instrument	1647665

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2545 2ND AVE E, LA CROSSE, WI 54603-1242
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442953
Date	Feb 21, 2006
Instrument	1442953

Lender

Name	ALTRA FCU
Type	Credit Union
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Sep 1, 2006

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2545 2ND AVE E, LA CROSSE, WI 54603-1242
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001806911
Date	Apr 25, 2023
Instrument	1806911

Lender

Name	WISCONSIN HSG & ECONOMIC DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Apr 25, 2023
Property Address	2545 2ND AVE E, LA CROSSE, WI 54603-1242
Document Number	0001806909
Instrument Date	Apr 18, 2023
Instrument	1806909
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 2ND AVE E, LA CROSSE, WI 54603-1242

Mortgage

Document Number	0001806910
Date	Apr 25, 2023
Instrument	1806910

Lender

Name	COULEE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0001806911
Date	Apr 25, 2023
Instrument	1806911

Lender

Name	WISCONSIN HSG & ECONOMIC DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Sep 11, 2020
Property Address	2545 2ND AVE E, LA CROSSE, WI 54603-1242
Document Number	0001754441
Instrument Date	Sep 11, 2020
Instrument	1754441
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 2ND AVE E, LA CROSSE, WI 54603-1242

Mortgage

Document Number	0001754442
Date	Sep 11, 2020
Instrument	1754442

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Campbell Town
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00 (+10.6%) Homeowner's exemption	$210,500 (+80.84%) Land $47,900 Building $162,600	$222,500 (+91.15%)
2023	$2,161.00 Homeowner's exemption	$116,400 Land $23,900 Building $92,500	$116,400 Land $23,900 Building $92,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	16 (1986–2023)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Apr 2023 · river or lake flooding
Claims by Event	Flooding, Severe Storms And Tornadoes, Jun 2001 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Also Mapped Here	LA CROSSE WATERWORKS
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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