25446 Colgate St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 25446 Colgate St, Dearborn Heights, MI 48125

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 719 sqft · built 1949
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,000 (Jun 2026)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33 042 02 0043 002`

Property Details

APN / Parcel Number

Primary APN	`33 042 02 0043 002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	719 sqft Living Area
1st Floor Area	696 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	140 ft deep x 44 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25446 COLGATE ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32F43B 44 45A E 6 FT OF LOT 43 ALSO LOT 44 AND THE W 8 FT OF LOT 45 ALSO S 1/2 OF ADJ VAC ALLEY POWER AND KERWINS SUB T2S R10E L43 P16 WCR
Legal Subdivision	POWER AND KERWINS
Legal Block	2
Legal Lot Number	43-45
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	2
Census Block	2003
Census Tract	572600

Owner

Source: Wayne County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6033 DUDLEY ST, TAYLOR, MI 48180-1374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE CORPORATION
Jun 30, 2026	Warranty Deed, Transfer US TITLE SOLUTIONS, TITLE SOLUTIONS
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Sep 27, 2018	Warranty Deed, Transfer COMMUNITY FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	2026216432
Deed Book / Page	60375 / 34
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jul 6, 2026
Property Address	25446 COLGATE ST, DEARBORN HEIGHTS, MI 48125-1547
Document Number	0000219896
Book / Page	60383 / 1129
Instrument Date	Jun 29, 2026
Instrument	2026219896
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6033 DUDLEY ST, TAYLOR, MI 48180-1374

Mortgage

Document Number	0000219896,
Date	Jul 6, 2026
Book Page	60383/1129
Instrument	2026219896

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 30, 2026
Property Address	25446 COLGATE ST, DEARBORN HEIGHTS, MI 48125-1547
Document Number	0000216432
Book / Page	60375 / 34
Instrument Date	Jun 29, 2026
Instrument	2026216432
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	US TITLE SOLUTIONS, TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$148,530.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6033 DUDLEY ST, TAYLOR, MI 48180-1374

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	25446 COLGATE ST, DEARBORN HEIGHTS, MI 48125-1547
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25446 COLGATE ST, DEARBORN HEIGHTS, MI 48125-1547

Mortgage

Document Number	0577750852
Date	Aug 1, 2022
Book Page	57775/852
Instrument	2022251259

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 27, 2018
Property Address	25446 COLGATE ST, DEARBORN HEIGHTS, MI 48125-1547
Document Number	0546400336
Book / Page	054640 / 000336
Instrument Date	Sep 24, 2018
Instrument	282139
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$583.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30550 FLORENCE ST GARDEN CITY MI 481353306, GARDEN CITY, MI 48135-3306

Mortgage

Document Number	546380805
Date	Sep 27, 2018
Book Page	054638/000805
Instrument	281545

Lender

Name	COMMUNITY FIN'L CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Westwood Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,000 (+5.94%)	$132,000 (+5.94%)
2025	$1,663.00 (+23%) Homeowner's exemption	$62,300 (+41.59%)	$124,600 (+41.59%)
2023		$44,000	$88,000
2020	$1,352.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	209 (1979–2023)
Claims Outside the SFHA	10 of 209
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 29 claims Severe Storms And Flooding, Aug 2014 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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