25441 2nd St, Lake Forest, CA 92630 Property Records

Orange County property record for 25441 2nd St, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,859 sqft · built 1980
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Apr 2021)
Tax Bill	$10,020 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`613-211-07`

Property Details

APN / Parcel Number

Primary APN	`613-211-07`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,859 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	5,200 sqft (0.119 acres)
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	25441 2ND ST
City	LAKE FOREST
State	CA
Zip	92630-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10261 BLK LOT 7
Legal Subdivision	TRACT NO 10261
Legal Tract	10261
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1015
Census Tract	32027

Owner

25441 2nd St is owned and occupied by an individual who bought it in April 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	25441 2ND ST, LAKE FOREST, CA 92630-5403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 2, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 2, 2019	Deed of Trust, Mortgage · ARM FREMONT BANK
May 23, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2021 · Amount on File
Deed Sale	Apr 2, 2021 · Amount on File
Prior Sale	May 23, 2018 · Amount on File
Deed Document Number	2021227035
Prior Transfer Date	Jun 29, 2016
Prior Transfer Doc	0000361792
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25441 2ND ST, LAKE FOREST, CA 92630-5403
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25441 2ND ST, LAKE FOREST, CA 92630-5403

Mortgage

Document Number	0000306427
Date	Sep 14, 2022
Instrument	2022000306427

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 2, 2021
Property Address	25441 2ND ST, LAKE FOREST, CA 92630-5403
Document Number	0000227035
Map Reference	MB 452 PG 26-28
Instrument Date	Mar 10, 2021
Instrument	2021000227035
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25441 2ND ST, LAKE FOREST, CA 92630-5403

Mortgage

Document Number	0000227036
Date	Apr 2, 2021
Instrument	2021000227036

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25441 2ND ST, LAKE FOREST, CA 92630-5403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030940
Date	Jan 30, 2019
Instrument	2019000030940

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25441 2ND ST, LAKE FOREST, CA 92630-5403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000283254
Date	Aug 2, 2019
Instrument	2019000283254

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 23, 2018
Property Address	25441 2ND ST, LAKE FOREST, CA 92630-5403
Document Number	0000187670
Map Reference	MB452 PG26-28
Instrument Date	Apr 18, 2018
Instrument	2018000187670
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25441 2ND ST, LAKE FOREST, CA 92630-5403

Mortgage

Document Number	0000187671
Date	May 23, 2018
Instrument	2018000187671

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 19, 2017
Property Address	25441 2ND ST, LAKE FOREST, CA 92630-5403
Document Number	0000297416
Map Reference	MB 452 PG 26-28
Instrument Date	Jun 26, 2017
Instrument	2017000297416
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	25441 2ND ST, LAKE FOREST, CA 92630-5403

Mortgage

Document Number	0000297417
Date	Jul 19, 2017
Instrument	2017000297417

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 25441 2nd St was $10,020.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$993,671 (+2%) Land $792,562 Building $201,109
2025	$10,020.00	$974,188 Land $777,022 Building $197,166
2023	$9,607.00 (+1.81%)	$936,360 Land $746,850 Building $189,510
2022	$9,436.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25441 2nd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25441 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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