25440 Learman Rd, Chestertown, MD 21620 Property Records

Kent County property record for 25440 Learman Rd, Chestertown, MD 21620 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,114 sqft · built 1955
Lot Size	11 acres (481,556 sqft)
Owner	Individual Name on File
Tax Bill	$18,223 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-001134`

Property Details

APN / Parcel Number

Primary APN	`07-001134`
Alternative APNs	`7001134` `001134`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,114 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	481,556 sqft (11 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	924 sqft
Deck Area	252 sqft
Patio Area	490 sqft
Shed	1 Shed
Shed Area	936 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001134
Street Address	25440 LEARMAN RD
City	CHESTERTOWN
State	MD
Zip	21620-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11.055 AC 25440 LEARMAN ROAD S OF CHESTERTOWN
Jurisdiction	KENT MD
Township / Civil Division	7, POMONA
Census Block Group	2
Census Block	2042
Census Tract	950400

Owner

Source: Kent County records · APN 07-001134

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25440 LEARMAN RD, CHESTERTOWN, MD 21620-4809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 03, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2008
Deed Sale	Jun 30, 2008
Deed Document Number	200880445
Deed Book / Page	574 / 425
Last Transfer Date	Feb 27, 2017
Transfer Doc	0008960491
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	25440 LEARMAN RD, CHESTERTOWN, MD 21620-4809
Document Number	0009830259
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 01, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25440 LEARMAN RD CHESTERTOWN MD 21620, CHESTERTOWN, MD 21620

Mortgage

Document Number	0009830259
Date	Jan 22, 2019
Book Page	000983/000259

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MD
Recording Date	Mar 03, 2017
Property Address	25440 LEARMAN RD, CHESTERTOWN, MD 21620-4809
Document Number	0008960491
Book / Page	000896 / 000491
Instrument Date	Feb 27, 2017
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 SOUTHFIELD AVE #1601 STAMFORD CT 069027651, 1601, STAMFORD, CT 06902-7651

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,606,867 (+0.66%)	$1,627,800 (+1.97%) Land $696,000 Building $931,800
2025	$18,223.00 (+14.58%)	$1,596,400 (+8.72%) Land $696,000 Building $900,400	$1,596,400 (-) Land $696,000 Building $900,400
2023	$15,904.00	$1,468,333	$1,596,400 Land $696,000 Building $900,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (24029C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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