Monroe County property record for 2544 Trout Camp Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,843 sqft · built 2005 |
| Lot Size | 34.7 acres (1,512,403 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,124 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-31-100-010-000 |
| Primary APN | 07-31-100-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,843 sqft Building Perimeter |
| 1st Floor Area | 1,649 sqft |
| Upper Floors Area | 194 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,512,403 sqft (34.7 acres) |
| Garage Area | 725 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 783 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 416 sqft |
| Porch | Slab |
| Porch Area | 303 sqft |
| Deck Area | 293 sqft |
| Patio Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2544 TROUT CAMP RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART E/2 NW/4 & PART NE/4 SW/4 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 31 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2544 TROUT CAMP RD, WATERLOO, IL 62298-4844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2544 TROUT CAMP RD, WATERLOO, IL 62298-4844 |
| Document Number | 0000409315 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | ACCENT TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2544 TROUT CAMP RD WATERLOO IL 622984844, WATERLOO, IL 62298-4844 |
| Document Number | 0000409315 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 409315 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 9, 2050 |
| Rate | 3% |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,124.00 (+3.01%) Homeowner's exemption | $209,247 (+27.88%) Land $24,217 Building $185,030 | $627,741 (+4.09%) Land $72,651 Building $555,090 |
| 2024 | $10,799.00 | $603,096 (+22.86%) Land $73,989 Building $529,107 | |
| 2022 | Additional exemption filed | $163,623 Land $22,463 Building $141,160 | $490,869 Land $67,389 Building $423,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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