Miami County property record for 2544 State Rte 718, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,788 sqft · built 1942 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (May 2017) |
| Tax Bill | $2,760 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-066200 |
| Primary APN | C06-066200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,788 sqft Living Area |
| 1st Floor Area | 3,576 sqft |
| Family Room | Family Room |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Raised |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Type | Mixed |
| Garage Area | 1,233 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2544 STATE ROUTE 718 |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-30 E CEN PT NW |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 30 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 365301 |
2544 State Rte 718 is owned and occupied by an individual who bought it in May 2017.
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Oct 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| May 3, 2017 | Warranty Deed, Transfer · Line of Credit CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2017 · Amount on File |
| Deed Sale | May 3, 2017 · Amount on File |
| Prior Sale | Oct 19, 2004 · Amount on File |
| Deed Document Number | 2017OR-05264 |
| Prior Transfer Date | Mar 6, 2015 |
| Prior Transfer Doc | 0000003078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 29, 2026 |
| Property Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Document Number | 0000007946 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20267946 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Document Number | 0000007946, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20267946 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012817 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 2023OR-12817 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Document Number | 0000011609 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 2025OR-11609 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6561 IRVINE CENTER DR, IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.9% |
| Index | Other |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Document Number | 0000005004 |
|---|---|
| Date | May 8, 2025 |
| Instrument | 2025OR-05004 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6561 IRVINE CENTER DR, IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015249 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020OR-15249 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Document Number | 0000014006 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2544 STATE ROUTE 718 TROY OH 453739423, TROY, OH 45373-9423 |
| Document Number | 0000014006 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 14006 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 3, 2017 |
| Property Address | 2544 STATE ROUTE 718, TROY, OH 45373-9423 |
| Document Number | 0000005264 |
| Instrument Date | May 2, 2017 |
| Instrument | 5264 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2544 STATE ROUTE 718 TROY OH 453739423, TROY, OH 45373-9423 |
| Document Number | 5265 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 5265 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2544 State Rte 718 was $2,760 with a homeowner's exemption, down 4% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,760.00 (-4%) Homeowner's exemption | $80,080 (+8.27%) Land $13,440 Building $66,640 | $228,800 Land $38,400 Building $190,400 |
| 2024 | $2,875.00 (+2.06%) Homeowner's exemption | $73,960 (-) Land $11,800 Building $62,160 | |
| 2023 | $2,817.00 (+16.99%) Homeowner's exemption | $73,960 (-) Land $11,800 Building $62,160 | $211,300 (-) Land $33,700 Building $177,600 |
| 2022 | $2,408.00 Homeowner's exemption | $73,960 Land $11,800 Building $62,160 | $211,300 Land $33,700 Building $177,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2544 State Rte 718 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2544 State Rte 718 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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