2544 Katherine Ct, El Cajon, CA 92020 Property Records

San Diego County property record for 2544 Katherine Ct, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,280 sqft · built 1980
Lot Size	0.198 acres (8,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$709,000 (May 2015)
Tax Bill	$11,897 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`481-610-16-00`

Property Details

APN / Parcel Number

Primary APN	`481-610-16-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,280 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	8,632 sqft (0.198 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2544 KATHERINE CT
City	EL CAJON
State	CA
Zip	92020-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-LOW-LO
Legal Description	LOT 8 UND INT IN LOT 10&ALL TR 008905
Legal Subdivision	FLETCHER HILLS
Legal Tract	008905
Legal Block	3
Legal Lot Number	8,10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2544 KATHERINE CT, EL CAJON, CA 92020-2062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit CLEARVIEW FCU
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2015 · Amount on Record
Deed Sale	May 14, 2015 · Amount on Record
Prior Sale	May 5, 2014 · Amount on Record
Deed Document Number	2015245837
Prior Transfer Date	Jan 26, 2004
Prior Transfer Doc	0000093463
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2544 KATHERINE CT, EL CAJON, CA 92020-2062
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 KATHERINE CT, EL CAJON, CA 92020-2062

Mortgage

Document Number	0000306802
Date	Jul 27, 2022
Instrument	2022-0306802

Lender

Name	CLEARVIEW FCU
Type	Credit Union
Address	CORAOPOLIS, PA 15108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2544 KATHERINE CT, EL CAJON, CA 92020-2062
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 KATHERINE CT, EL CAJON, CA 92020-2062

Mortgage

Document Number	0000226024
Date	Mar 23, 2021
Instrument	2021-0226024

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2544 KATHERINE CT, EL CAJON, CA 92020-2062
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 KATHERINE CT, EL CAJON, CA 92020-2062

Mortgage

Document Number	0000667085
Date	Oct 29, 2020
Instrument	2020-0667085

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$891,876 (+2%) Land $367,762 Building $524,114
2025	$11,897.00 (+6.48%)	$874,389 (+4.04%) Land $360,551 Building $513,838
2023	$11,173.00 (-0.68%)	$840,437 Land $346,551 Building $493,886
2022	$11,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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