Mecklenburg County property record for 2544 Howerton Ct, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,696 sqft · built 1989 |
| Lot Size | 0.864 acres (37,654 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $625,000 (May 2006) |
| Tax Bill | $9,000 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-263-35 |
| Primary APN | 227-263-35 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,696 sqft Heated Area |
| Gross Area | 6,073 sqft |
| 1st Floor Area | 2,077 sqft |
| Upper Floors Area | 2,587 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 37,654 sqft (0.864 acres) |
| Garage Area | 714 sqft |
| Pool Area | 512 sqft |
| Patio Area | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 227-263-35 |
|---|---|
| Street Address | 2544 HOWERTON CT |
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-9511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L9M22-273 |
| Legal Subdivision | HEMBSTEAD PH 04 |
| Legal Lot Number | 9M |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5832 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2544 HOWERTON CT, CHARLOTTE, NC 28270-9511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2006 · Amount on Record |
| Deed Sale | May 22, 2006 · Amount on Record |
| Deed Document Number | 0002046252 |
| Deed Book / Page | 20462 / 52 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2544 HOWERTON CT, CHARLOTTE, NC 28270-9511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000211655 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 35429/147 |
| Instrument | 2020211655 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2008–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
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