2544 Holmes Ave, Springfield, IL 62704 Property Records

Sangamon County property record for 2544 Holmes Ave, Springfield, IL 62704

Property Summary

Property TypeSingle Family Home
Lot Size0.107 acres (4,671 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Jun 2024)
Tax Bill$2,402 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
May 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-04.0-377-031

Property Details

APN / Parcel Number

Primary APN22-04.0-377-031
Alternative APN
  • 22040377031 (CHECK DIGIT = 0)

Exterior

Lot Area4,671 sqft (0.107 acres)

Location & Zoning

Account Number22040377031
Street Address2544 HOLMES AVE
CitySPRINGFIELD
StateIL
Zip62704-4635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 65' L 161&162 SPAULDINGS HOLMES PLACE ADDN
Legal SubdivisionSPAULDINGS HOLMES PLACE ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group3
Census Block3002
Census Tract2200

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2544 HOLMES AVE, SPRINGFIELD, IL 62704-4635
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2024Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
May 11, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Apr 27, 2018Deed, Transfer · FHA Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2024 · Amount on Record
Deed SaleJun 6, 2024 · Amount on Record
Prior SaleMay 11, 2023 · Amount on Record
Deed Document Number20249019
Record UpdatedOct 29, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 6, 2024
Property Address2544 HOLMES AVE, SPRINGFIELD, IL 62704-4635
Document Number2024R09019
Instrument DateJun 3, 2024
Instrument2024R09019
Transaction TypeTransfer
Record UpdatedJun 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2544 HOLMES AVE, SPRINGFIELD, IL 62704-4635

Mortgage

Document Number2024R09020
DateJun 6, 2024
Instrument2024R09020
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change4%
Max Rate At Change8%
Index5-Year CMT
Margin2
Max Rate11%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateMay 11, 2023
Property Address2544 HOLMES AVE, SPRINGFIELD, IL 62704-4635
Document Number2023R07890
Instrument DateApr 24, 2023
Instrument2023R07890
Transaction TypeTransfer
Record UpdatedMay 31, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2544 HOLMES AVE, SPRINGFIELD, IL 62704-4635
InvestorPossibly a Property Investor

Mortgage

Document Number2023R07891
DateMay 11, 2023
Instrument2023R07891
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeFixed Rate
Rate5.75%

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateApr 27, 2018
Property Address2544 HOLMES AVE, SPRINGFIELD, IL 62704-4635
Document Number2018R08244
Instrument DateApr 26, 2018
Instrument2018R08244
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$112.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2544 HOLMES AVE, SPRINGFIELD, IL 62704-4635

Mortgage

Document Number2018R08245
DateApr 27, 2018
Instrument2018R08245
Lender
NameGERSHMAN INVESTMENT CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.38%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,402.00 (+6.66%)$35,678 (+41.94%) Land $6,583 Building $29,095$107,034 (+41.94%) Land $19,749 Building $87,285
2022$2,252.00$25,136 Land $5,320 Building $19,816$75,408 Land $15,960 Building $59,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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