2544 Crescent St, Ferndale, WA 98248 Property Records

Whatcom County property record for 2544 Crescent St, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,453 sqft · built 1994
Lot Size0.28 acres (12,197 sqft)
Owner2 Individuals on Record
Last Sale$489,000 (May 2018)
Tax Bill$5,469 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN551549

Property Details

APN / Parcel Number

Primary APN551549
Alternative APNs
  • 390124 519198 0000
  • 88248

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,453 sqft Living Area
1st Floor Area1,528 sqft
Basement Area1,453 sqft
Finished Basement1,453 sqft
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialOther
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area36 sqft
Deck Area446 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number551549
Street Address2544 CRESCENT ST
CityFERNDALE
StateWA
Zip98248-9684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS8.5
Legal DescriptionNUBGAARD RIDGE LOT 8
Legal Range01
Legal Township39
Legal Section24
Legal SubdivisionNUBGAARD RIDGE
Legal Lot Number8
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2020
Census Tract10503

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address2544 CRESCENT ST, FERNDALE, WA 98248-9684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2018 · Amount on Record
Deed SaleMay 18, 2018 · Amount on Record
Prior SaleSep 21, 2012 · Amount on Record
Deed Document Number2018-0502176
Record UpdatedJun 8, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMay 18, 2018
Property Address2544 CRESCENT ST, FERNDALE, WA 98248-9684
Document Number2180502176
Instrument DateMay 9, 2018
Instrument502176
Transaction TypeTransfer
Record UpdatedJun 7, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,709.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2544 CRESCENT ST FERNDALE WA 982489684, FERNDALE, WA 98248-9684

Mortgage

Document Number2180502177
DateMay 18, 2018
Instrument502177
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,469.00 (-1.37%)$728,448 (-1.73%) Land $234,740 Building $493,708$728,448 (-1.73%) Land $234,740 Building $493,708
2022$741,282 Land $173,684 Building $567,598$741,282 Land $173,684 Building $567,598
2021$5,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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