2544 Centerville Tpke S, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 2544 Centerville Tpke S, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,894 sqft · built 2006
Lot Size	0.723 acres (31,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jul 2023)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Feb 2025 Second Mortgage Apr 2026 Mortgage + 2 more
APN	`0860000000691`

Property Details

APN / Parcel Number

Primary APN	`0860000000691`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,611 sqft
Attic	Attic
Attic Area	441 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,494 sqft (0.723 acres)
Lot Dimensions	286 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	415 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2544 CENTERVILLE TPKE S
City	CHESAPEAKE
State	VA
Zip	23322-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	POR PROP OWNER JOSEPH W & BLANCHE SMITHSON .723 AC
Legal Subdivision	WHOLE MAP 086, DAVIS PLAT
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1020
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2544 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 10, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC
Feb 11, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Aug 11, 2016 · Amount on Record
Deed Document Number	202314716
Deed Book / Page	10678 / 993
Prior Transfer Date	Dec 20, 2010
Prior Transfer Doc	0008301/91
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2544 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-1912
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	10825/1636
Date	Feb 12, 2025
Book Page	10825/1636
Instrument	250002828

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 10, 2026
Property Address	2544 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-1912
Document Number	0000008966
Book / Page	10965 / 1416
Instrument Date	Mar 12, 2026
Instrument	20268966
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-1912
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008966,
Date	Apr 10, 2026
Book Page	10965/1416
Instrument	20268966

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.09%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 13, 2023
Property Address	2544 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-1912
Document Number	010678/993
Book / Page	10678 / 993
Instrument Date	Jul 6, 2023
Instrument	230014716
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	LINEAR TITLE AND ESCROW LLC, LINEAR TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-1912
Investor	Possibly a Property Investor

Mortgage

Document Number	0230014717
Date	Jul 13, 2023
Instrument	230014717

Lender

Name	CBM MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 11, 2005
Property Address	2544 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-1912
Document Number	005838/779
Book / Page	5838 / 779
Instrument Date	Jan 4, 2005
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,800 (+3.42%) Land $183,400 Building $285,400	$468,800 (+3.42%) Land $183,400 Building $285,400
2025	$4,578.00 (+9.34%)	$453,300 (+14.38%) Land $162,700 Building $290,600	$453,300 (+14.38%) Land $162,700 Building $290,600
2024	$4,187.00 (+34.93%)
2023		$396,300 (+9.69%) Land $106,500 Building $289,800	$396,300 (+9.69%) Land $106,500 Building $289,800
2022		$361,300 Land $102,700 Building $258,600	$361,300 Land $102,700 Building $258,600
2019	$3,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

2544 Centerville Tpke S, Chesapeake, VA 23322 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2005: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Centerville Tpke S

Nearby Streets

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