2544 Avatar Ct, Denver, NC 28037 Property Records

Lincoln County property record for 2544 Avatar Ct, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,432 sqft · built 2018
Lot Size	16.3 acres (710,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Dec 2017)
Tax Bill	$6,465 (2026)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Sep 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3694-15-6484`

Property Details

APN / Parcel Number

Primary APN	`3694-15-6484`
Alternative APNs	`3694-15-6425` `369400153425` `209504` `33865`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,432 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Lot Area	710,115 sqft (16.3 acres)
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	209504
Street Address	2544 AVATAR CT
City	DENVER
State	NC
Zip	28037-0229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	PT 3 JOSE M AGUIAR AND
Legal Subdivision	JOSE AGUIAR
Legal Lot Number	3
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2042
Census Tract	71101

Owner

Source: Lincoln County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2544 AVATAR CT, DENVER, NC 28037-0229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Sep 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	2017571688
Deed Book / Page	2711 / 579
Prior Transfer Date	Jul 14, 2009
Prior Transfer Doc	0000008845
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Sep 2, 2026
Property Address	2544 AVATAR CT, DENVER, NC 28037-0229
Document Number	0000714588
Book / Page	3534 / 442
Instrument Date	Aug 28, 2026
Instrument	2026714588
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 AVATAR CT, DENVER, NC 28037-0229

Mortgage

Document Number	0000714588,
Date	Sep 2, 2026
Book Page	3534/442
Instrument	2026714588

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months
Due	Aug 22, 2111

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Sep 2, 2026
Property Address	2544 AVATAR CT, DENVER, NC 28037-0229
Document Number	0000714589
Book / Page	3534 / 456
Instrument Date	Aug 28, 2026
Instrument	2026714589
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 AVATAR CT, DENVER, NC 28037-0229

Mortgage

Document Number	0000714589,
Date	Sep 2, 2026
Book Page	3534/456
Instrument	2026714589

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months
Due	Aug 22, 2111

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2544 AVATAR CT, DENVER, NC 28037-0229
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003081960
Date	Sep 8, 2021
Book Page	3081/960
Instrument	638320

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,465.00 (-3.07%)	$1,038,888 (-3.75%) Land $189,489 Building $849,399	$1,038,888 (-3.75%) Land $189,489 Building $849,399
2025	$6,670.00 (+0.63%)	$1,079,389 (-) Land $229,990 Building $849,399	$1,079,389 (-) Land $229,990 Building $849,399
2023	$6,628.00	$1,079,389 Land $229,990 Building $849,399	$1,079,389 Land $229,990 Building $849,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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