2544 2nd St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 2544 2nd St, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,404 sqft · built 1958
Lot Size	0.303 acres (13,200 sqft)
Owner	Trust Name on File
Last Sale	$327,500 (Jun 2021)
Tax Bill	$4,934 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-30-22-42-0002`

Property Details

APN / Parcel Number

Primary APN	`12-30-22-42-0002`
Alternative APNs	`8392807` `289431`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	289431
Street Address	2544 2ND ST
City	SAINT PAUL
State	MN
Zip	55110-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 12 TOWN 30 RANGE 22 E 11O FT OF N 12O FT OF PART OF GOVT LOT ...BEAR BEACH IN SEC 12 TN 30 RN 22
Legal Range	22
Legal Township	30
Legal Section	12
Legal Subdivision	SECTION 12 TOWN 30 RANGE 22
Legal Block	20
Legal Lot Number	...
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	1
Census Block	1013
Census Tract	40200

Owner

2544 2nd St is owner-occupied and held in a trust since August 2024.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Trust Name on File
Mailing Address	2544 2ND ST, SAINT PAUL, MN 55110-2401
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Deed Document Number	20214888749
Last Transfer Date	Aug 27, 2024
Transfer Doc	0005036816
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 9, 2021
Property Address	2544 2ND ST, WHITE BEAR LAKE, MN 55110-2401
Document Number	0A04888749
Instrument Date	May 20, 2021
Instrument	A04888749
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	CITIES TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 2ND ST, WHITE BEAR LAKE, MN 55110-2401

Mortgage

Document Number	0A04888750
Date	Jun 9, 2021
Instrument	A04888750

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2544 2nd St was $4,934 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,400 Land $93,700 Building $309,700	$403,400 Land $93,700 Building $309,700
2025	$4,934.00
2023	$3,986.00 Homeowner's exemption	$334,600 Land $93,700 Building $240,900	$334,600 Land $93,700 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2544 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2544 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Township serves 11,699 people · EPA ID MN1620025
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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