25439 Elm Ter, Aldie, VA 20105 Property Records

Loudoun County property record for 25439 Elm Ter, Aldie, VA 20105

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,826 sqft · built 2006
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (Aug 2022)
Tax Bill$5,530 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN249-20-8130-000

Property Details

APN / Parcel Number

Primary APN249-20-8130-000
Alternative APN
  • 105 B16 32

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories3 Stories
Building Area2,826 sqft Living Area
1st Floor Area1,056 sqft
Basement Area714 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,049 sqft (0.07 acres)
Garage TypeBasement
Garage Area342 sqft
PorchCovered Stoop
Porch Area10 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address25439 ELM TER
CityALDIE
StateVA
Zip20105-3500
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH4
Legal DescriptionKIRKPATRICK FARMS SEC.N PH.3 LOT 32 200701160003314 200606220054678P
Legal SubdivisionKIRKPATRICK FARM
Legal Phase3
Legal Block2
Legal Lot Number32
JurisdictionLOUDOUN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2006
Census Tract611813

Owner

25439 Elm Ter, a townhouse, is owned and occupied by two individuals who bought it in August 2022.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address25439 ELM TER, ALDIE, VA 20105-3500
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 29, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on File
Deed SaleAug 10, 2022 · Amount on File
Prior SaleJan 16, 2007 · Amount on File
Deed Document Number202246217
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateAug 10, 2022
Property Address25439 ELM TER, ALDIE, VA 20105-3500
Document Number0000046217
Instrument DateAug 9, 2022
Instrument202208100046217
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25439 ELM TER, ALDIE, VA 20105-3500

Mortgage

Document Number0000046218
DateAug 10, 2022
Instrument202208100046218
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address25439 ELM TER, ALDIE, VA 20105-3500
Document Number20200205007998
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address25439 ELM TER ALDIE VA 201053500, ALDIE, VA 20105-3500

Mortgage

Document Number20200205007998
DateFeb 5, 2020
Instrument7998
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueFeb 4, 2035
Interest
Rate TypeFixed Rate
Rate3.13%

Tax Assessment & Valuation

The 2026 property tax bill for 25439 Elm Ter was $5,530.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,530.00$686,980 Land $223,500 Building $463,480$686,980 Land $223,500 Building $463,480
2023$5,231.00$597,850 Land $203,500 Building $394,350$597,850 Land $203,500 Building $394,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25439 Elm Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25439 Elm Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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