25438 Vine Cir, Cleveland, TX 77328 Property Records

Montgomery County property record for 25438 Vine Cir, Cleveland, TX 77328

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,236 sqft · built 2021
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Tax Bill$4,867 (2025)
Deeds & MortgagesNov 2023 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN7435-02-49600

Property Details

APN / Parcel Number

Primary APN7435-02-49600
Alternative APN
  • R126998

Interior

Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,236 sqft Living Area
1st Floor Area2,236 sqft
FlooringWood

Exterior

Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
View / LotPrimary
PorchOpen Frame Porch
Storage Building600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address25438 VINE CIR
CityCLEVELAND
StateTX
Zip77328-7451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
Legal DescriptionS743502 - NORTH WOODS 02, LOT 496, ACRES 0.34
Legal SubdivisionNORTH WOODS 02
Legal Lot Number496
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1011
Census Tract692900

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25438 VINE CIR, CLEVELAND, TX 77328-7451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 4, 2021Deed of Trust, Mortgage · FHA Mortgage
WOLFE FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2011
Deed SaleApr 21, 2011
Prior SaleJul 9, 1993
Deed Document Number201133379
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address25438 VINE CIR, CLEVELAND, TX 77328-7451
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address25438 VINE CIR, CLEVELAND, TX 77328-7451

Mortgage

Document Number0000110790
DateNov 16, 2023
Instrument2023110790
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term482 Months
DueJan 1, 2064

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address25438 VINE CIR, CLEVELAND, TX 77328-7451
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107471
DateAug 4, 2021
Instrument2021107471
Lender
NameWOLFE FINANCIAL INC
TypeMortgage Company
AddressJULIAN, NC 27283
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictSplendora Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,829 (-16.47%) Land $36,000 Building $272,829$308,829 (-16.47%) Land $36,000 Building $272,829
2025$4,867.00 (-13.96%) Homeowner's exemption$369,738 (+755.88%) Land $36,000 Building $333,738$369,738 (-4.01%) Land $36,000 Building $333,738
2024$5,657.00 (+759.73%)$43,200 (+2%) Land $36,000 Building $349,195$385,195 (+969.99%) Land $36,000 Building $349,195
2023$658.00$36,000 Land $36,000$36,000 Land $36,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims67 (1979–2019)
Claims Outside the SFHA28 of 67
Most Recent ClaimSep 2019 · Tropical Storm Imelda
Claims by Event
  • Tropical Storm Imelda, Sep 2019 · 16 claims
  • Hurricane Harvey, Aug 2017 · 7 claims
  • Severe Storms And Flooding, May 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWOODS WSC
serves 741 people · EPA ID TX1700160
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

May also be available: Optimum.

Nearby Properties on Vine Cir

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