25433 Grotto Ct, Plainfield, IL 60585 Property Records

Will County property record for 25433 Grotto Ct, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,504 sqft · built 2004
Lot Size	0.3 acres (12,869 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2012)
Tax Bill	$10,071 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-32-106-015`

Property Details

APN / Parcel Number

Primary APN	`07-01-32-106-015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,504 sqft Total Area
1st Floor Area	1,252 sqft
2nd Floor Area	1,252 sqft
Basement Area	1,207 sqft
Unfinished Basement	1,207 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	12,869 sqft (0.3 acres)
Garage Area	539 sqft

Location & Zoning

Street Address	25433 GROTTO CT
City	PLAINFIELD
State	IL
Zip	60585-2582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 241 IN TUTTLE ESTATES UNIT 2, BEING A SUB OF PRT OF THE NW1/4 OF SEC 32, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	32
Legal Subdivision	TUTTLE ESTATES
Legal Block	2
Legal Lot Number	241
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	4
Census Block	4011
Census Tract	880314

Owner

25433 Grotto Ct is owned and occupied by an individual who bought it in August 2012.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	25433 GROTTO CT, PLAINFIELD, IL 60585-2582
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage LENDERFI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2012 · Amount on File
Deed Sale	Aug 1, 2012 · Amount on File
Prior Sale	Oct 22, 2004 · Amount on File
Deed Document Number	201282960
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	25433 GROTTO CT, PLAINFIELD, IL 60585-2582
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036299
Date	May 6, 2022
Instrument	R2022036299

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate	4.5%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	25433 GROTTO CT, PLAINFIELD, IL 60585-2582
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25433 GROTTO CT M, M, PLAINFIELD, IL 60585-2582

Mortgage

Document Number	0000130724
Date	Dec 6, 2021
Instrument	R2021130724

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	May 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	25433 GROTTO CT, PLAINFIELD, IL 60585-2582
Document Number	0000036505
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25433 GROTTO CT PLAINFIELD IL 605852582, PLAINFIELD, IL 60585-2582

Mortgage

Document Number	0000036505
Date	May 10, 2017
Instrument	36505

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 25433 Grotto Ct was $10,071.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,071.00	$153,099 (+9.95%) Land $40,076 Building $113,023	$459,297 (+9.95%) Land $120,228 Building $339,069
2024		$139,244 Land $36,449 Building $102,795	$417,732 Land $109,347 Building $308,385
2022	$8,230.00 Homeowner's exemption	$108,698 Land $30,461 Building $78,237	$326,094 Land $91,383 Building $234,711

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25433 Grotto Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25433 Grotto Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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