25432 Quail Summit, Monterey, CA 93940 Property Records

Monterey County property record for 25432 Quail Summit, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,336 sqft · built 1989
Lot Size	1.36 acres (59,589 sqft)
Owner	2 Company Names on Record
Tax Bill	$12,037 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`416-161-032-000`

Property Details

APN / Parcel Number

Primary APN	`416-161-032-000`
Alternative APN	`416-161-032`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,336 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	59,589 sqft
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	416-161-032
Street Address	25432 QUAIL SMT
City	MONTEREY
State	CA
Zip	93940-6690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALACOTHAMNUS PALMERI SUBD TR 995 LOT 10 1.360 AC EXC SCENIC EASEMENT TO MTY CO
Legal Subdivision	MALACOTHAMNUS PALMERI SUBD
Legal Tract	995
Legal Block	1
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1024
Census Tract	13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	25432 QUAIL SMT, MONTEREY, CA 93940-6690
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE SALINAS
Nov 14, 2023	Intrafamily Transfer, Transfer · Line of Credit MONTEREY CU
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONEWEST BANK FSB
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 8, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 2, 2024
Transfer Doc	0000047677
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 14, 2023
Property Address	25432 QUAIL SMT, MONTEREY, CA 93940-6690
Document Number	0000040016
Map Reference	VOL 15 PG 44
Instrument Date	Nov 8, 2023
Instrument	2023040016
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	CHICAGO TITLE SALINAS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25432 QUAIL SUMMIT LN, MONTEREY, CA 93940-6690

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 14, 2023
Property Address	25432 QUAIL SMT, MONTEREY, CA 93940-6690
Document Number	0000040014
Map Reference	VOL 15 PG 44
Instrument Date	Nov 7, 2023
Instrument	2023040014
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	CHICAGO TITLE SALINAS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25432 QUAIL SUMMIT LN, MONTEREY, CA 93940-6690

Mortgage

Document Number	0000040015
Date	Nov 14, 2023
Instrument	2023040015

Lender

Name	MONTEREY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	25432 QUAIL SMT, MONTEREY, CA 93940-6690
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25432 QUAIL SUMMIT LN, MONTEREY, CA 93940-6690

Mortgage

Document Number	0000086276
Date	Dec 30, 2021
Instrument	2021086276

Lender

Name	ONEWEST BANK FSB
Type	Bank
Address	PASADENA, CA 91103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.22%
Type Change Date	Jan 1, 2032
Min Rate At Change	2.55%
Max Rate At Change	8.22%
Index	Other
Max Rate	8.22%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	25432 QUAIL SMT, MONTEREY, CA 93940-6690
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043810
Date	Oct 2, 2019
Instrument	2019043810

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Feb 8, 2019
Property Address	25432 QUAIL SMT, MONTEREY, CA 93940-6690
Document Number	0000005171
Instrument Date	Jan 14, 2019
Instrument	5171
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	25432 QUAIL SUMMIT LN MONTEREY CA 93940, MONTEREY, CA 93940

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,087,233 (+2%) Land $287,098 Building $800,135
2025	$12,037.00 (+9.09%) Homeowner's exemption	$1,065,916 (+4.04%) Land $281,469 Building $784,447
2023	$11,034.00 (+1.42%) Homeowner's exemption	$1,024,527 Land $270,540 Building $753,987
2022	$10,880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - HIDDEN HILLS private · serves 1,521 people · EPA ID CA2710022
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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