25432 E Lenox Cir, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 25432 E Lenox Cir, Punta Gorda, FL 33950

Property Summary

Property Type	Cluster Home
Details	2 bd · 2 ba · 1,510 sqft · built 2018
Lot Size	0.1 acres (4,374 sqft)
Owner	Individual Name on File
Last Sale	$185,700 (Dec 2018)
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-23-08-280-014`

Property Details

APN / Parcel Number

Primary APN	`41-23-08-280-014`
Alternative APNs	`0071972-021400-5` `10004703299`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
Gross Area	2,080 sqft
Flooring	Covered

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,374 sqft (0.1 acres)
Garage Area	401 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	169 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004703299
Old Parcel Number	00719720214005
Street Address	25432 E LENOX CIR
City	PUNTA GORDA
State	FL
Zip	33950-1337
Property Category	Residential
Property Type	Residential > Single Family > Cluster Home
Local Zoning Code	RMF5
Legal Description	WFE 000 0000 0214 WATERFORD ESTATES LT214 3534/1231 4254/41 E4347/1220 4392/1163
Legal Range	23E
Legal Township	41S
Legal Section	08
Legal Subdivision	WATERFORD ESTATES
Legal Lot Number	214
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1033
Census Tract	10302

Owner

25432 E Lenox Cir, a cluster home, is owned and occupied by an individual who bought it in December 2018.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	25432 E LENOX CIR, PUNTA GORDA, FL 33950-1337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Nov 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Prior Sale	Nov 13, 2017 · Amount on File
Deed Document Number	2672417
Deed Book / Page	4392 / 1163
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25432 E LENOX CIR, PUNTA GORDA, FL 33950-1337
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046660750
Date	Nov 23, 2020
Book Page	4666/750
Instrument	2875882

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Feb 1, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 27, 2018
Property Address	25432 E LENOX CIR, PUNTA GORDA, FL 33950-1337
Document Number	0043921163
Book / Page	4392 / 1163
Map Reference	MB 20 G 1-A-1-Z-9
Instrument Date	Dec 27, 2018
Instrument	2672417
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,299.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25432 E LENOX CIR, PUNTA GORDA, FL 33950-1337

Mortgage

Document Number	0002672418
Date	Dec 27, 2018
Instrument	2672418

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 13, 2017
Property Address	25432 E LENOX CIR, PUNTA GORDA, FL 33950-1337
Document Number	0042540041
Book / Page	004254 / 000041
Instrument Date	Nov 9, 2017
Instrument	2564726
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$31,563.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

The 2025 property tax bill for 25432 E Lenox Cir was $3,171 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,171.00 Homeowner's exemption	$250,256	$271,470 Land $50,000 Building $221,470
2023	$5,284.00 (+21.47%) Homeowner's exemption	$274,842 (+41.69%)	$266,323 (+37.3%) Land $47,000 Building $219,323
2022	$4,350.00	$193,973 Land $22,950 Building $171,023	$193,973 Land $22,950 Building $171,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25432 E Lenox Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25432 E Lenox Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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