Lake County property record for 25430 Three Moon Dr, Elmo, MT 59915 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,401 sqft · built 2022 |
| Lot Size | 5.03 acres (219,325 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,912 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R1524055 |
| Primary APN | R1524055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,401 sqft Living Area |
| 1st Floor Area | 2,847 sqft |
| Attic | Attic |
| Attic Area | 554 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 219,325 sqft (5.03 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Garage Area | 1,008 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 303 sqft |
| Deck Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 0000031665 |
|---|---|
| Street Address | 25430 THREE MOON DR |
| City | ELMO |
| State | MT |
| Zip | 59915-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S13, T24 N, R22 W, C.O.S. 5913, PARCEL TR 210, ACRES 5.035 |
| Legal Range | 22W |
| Legal Township | 24N |
| Legal Section | 13 |
| Legal Subdivision | CHIEF CLIFF ESTATES |
| Legal Tract | 210 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2158 |
| Census Tract | 940306 |
Source: Lake County records · APN R1524055
Assessment roll updated September 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 313, ELMO, MT 59915-0313 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 09, 2022 | Deed of Trust, Mortgage FARMERS STATE BANK |
| Mar 07, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Jul 30, 2021 | Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 |
| Deed Sale | Jul 30, 2021 |
| Deed Document Number | 2021590612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Jun 24, 2026 |
| Property Address | 25430 THREE MOON DR, ELMO, MT 59915-7736 |
| Document Number | 0000639381 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026639381 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 25430 THREE MOON DR, ELMO, MT 59915-7736 |
| Document Number | 0000639381, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 2026639381 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 25430 THREE MOON DR, ELMO, MT 59915-7736 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 25430 THREE MOON DR, ELMO, MT 59915-7736 |
| Document Number | 0000601042 |
|---|---|
| Date | Sep 09, 2022 |
| Instrument | 601042 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, MT 59833 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 25430 THREE MOON DR, ELMO, MT 59915-7736 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|---|
| Address | 25430 THREE MOON DR, ELMO, MT 59915-7736 |
| Document Number | 0000596573 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 596573 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Jul 30, 2021 |
| Property Address | 25430 THREE MOON DR, ELMO, MT 59915-7736 |
| Document Number | 0000590612 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 590612 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 313, ELMO, MT 59915-0313 |
Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,912.00 (+5.73%) | $1,052,500 (+750.37%) | $1,052,500 (+750.37%) Land $147,159 Building $905,341 |
| 2023 | $4,646.00 | $123,770 | $123,770 Land $123,770 |
Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300479403062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 621 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures