2543 W Stuart St, Fort Collins, CO 80526 Property Records

Larimer County property record for 2543 W Stuart St, Fort Collins, CO 80526

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 2,152 sqft · built 1976
Lot Size	0.234 acres (10,171 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jul 2022)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97214-08-018`

Property Details

APN / Parcel Number

Primary APN	`97214-08-018`
Alternative APN	`R0180572`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	1,076 sqft
Basement Area	1,076 sqft
Finished Basement	1,076 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,171 sqft (0.234 acres)
View / Lot	Traffic
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0180572
Street Address	2543 W STUART ST
City	FORT COLLINS
State	CO
Zip	80526-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 18, BLK 4, BROWN FARM 2ND, FTC
Legal Range	69W
Legal Township	7N
Legal Section	21
Legal Subdivision	BROWN FARM
Legal Block	4
Legal Lot Number	18
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	5
Census Block	5000
Census Tract	1104

Owner

2543 W Stuart St is owned and occupied by two individuals who bought it in July 2022.

Source: Larimer County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2543 W STUART ST, FORT COLLINS, CO 80526-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Apr 20, 2015 · Amount on File
Deed Document Number	202243265
Prior Transfer Date	May 1, 1989
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 11, 2022
Property Address	2543 W STUART ST, FORT COLLINS, CO 80526-1112
Document Number	0000043265
Instrument Date	Jul 8, 2022
Instrument	20220043265
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2543 W STUART ST, FORT COLLINS, CO 80526-1112

Mortgage

Document Number	0000043266
Date	Jul 11, 2022
Instrument	20220043266

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2543 W Stuart St was $3,420, up 1.8% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,420.00 (+1.82%)	$34,325 Land $2,500 Building $31,825	$549,200 Land $40,000 Building $509,200
2024	$3,359.00 (+5.1%)
2023	$3,196.00 (+28.61%)	$38,693 (+47.01%) Land $2,680 Building $36,013	$577,500 (+52.5%) Land $40,000 Building $537,500
2022	$2,485.00	$26,320 Land $2,780 Building $23,540	$378,700 Land $40,000 Building $338,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2543 W Stuart St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2543 W Stuart St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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