2543 Verano Pl, Escondido, CA 92025 Property Records

San Diego County property record for 2543 Verano Pl, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,051 sqft · built 1990
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$655,000 (Feb 2016)
Tax Bill	$6,877 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`239-380-14-00`

Property Details

APN / Parcel Number

Primary APN	`239-380-14-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,051 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	33,541 sqft (0.77 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2543 VERANO PL
City	ESCONDIDO
State	CA
Zip	92025-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-20
Legal Description	LOT 14 TR 009147
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	009147
Legal Block	4
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4003
Census Tract	20706

Owner

2543 Verano Pl is owned and occupied by an individual who bought it in February 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2543 VERANO PL, ESCONDIDO, CA 92025-7434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 4, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 17, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2016 · Amount on File
Deed Sale	Feb 17, 2016 · Amount on File
Prior Sale	Dec 2, 2013 · Amount on File
Deed Document Number	201668311
Prior Transfer Date	Jan 25, 2016
Prior Transfer Doc	0000068312
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2543 VERANO PL, ESCONDIDO, CA 92025-7434
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2543 VERANO PL, ESCONDIDO, CA 92025-7434

Mortgage

Document Number	0000061176
Date	Mar 9, 2023
Instrument	2023-0061176

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2543 VERANO PL, ESCONDIDO, CA 92025-7434
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2543 VERANO PL, ESCONDIDO, CA 92025-7434

Mortgage

Document Number	0000418105
Date	Jun 4, 2021
Instrument	2021-0418105

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2543 VERANO PL, ESCONDIDO, CA 92025-7434
Document Number	0000001792
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2543 VERANO PL ESCONDIDO CA 920257434, ESCONDIDO, CA 92025-7434

Mortgage

Document Number	0000001792
Date	Jan 3, 2020
Instrument	1792

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2543 Verano Pl was $6,877 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,885 (+2%) Land $350,443 Building $440,442
2025	$6,877.00	$775,378 Land $343,572 Building $431,806
2023	$6,669.00 (-0.3%)	$745,272 Land $330,232 Building $415,040
2022	$6,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2543 Verano Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2543 Verano Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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