2543 Gregson Ave, Tracy, CA 95377 Property Records

San Joaquin County property record for 2543 Gregson Ave, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,257 sqft · built 2019
Lot Size0.114 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Sep 2019)
Tax Bill$10,034 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN253-410-110-000

Property Details

APN / Parcel Number

Primary APN253-410-110-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,257 sqft Living Area

Exterior

Year BuiltBuilt 2019
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,000 sqft (0.114 acres)
Garage TypeMixed
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2543 GREGSON AVE
CityTRACY
StateCA
Zip95377-7713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 11 TRACY HILLS VILLAGE 4A, TRACT 3890
Legal Tract3890
Legal Lot Number11
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1147
Census Tract5502

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2543 GREGSON AVE, TRACY, CA 95377-7713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2022Deed of Trust, Mortgage · Line of Credit
PROVIDENT CU
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 30, 2019Grant Deed, Subdivision Related Transfer
PROVIDENT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Deed Document Number2019-110517
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2543 GREGSON AVE, TRACY, CA 95377-7713
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2543 GREGSON AVE, TRACY, CA 95377-7713

Mortgage

Document Number0000053972
DateApr 27, 2022
Instrument2022-053972
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2543 GREGSON AVE, TRACY, CA 95377-7713
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2543 GREGSON AVE, TRACY, CA 95377-7713

Mortgage

Document Number0000063924
DateApr 12, 2021
Instrument2021-063924
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2543 GREGSON AVE, TRACY, CA 95377-7713
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2543 GREGSON AVE, TRACY, CA 95377-7713

Mortgage

Document Number0000063924
DateApr 12, 2021
Instrument2021-063924
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 30, 2019
Property Address2543 GREGSON AVE, TRACY, CA 95377-7713
Document Number0000110517
Instrument DateAug 25, 2019
Instrument110517
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 16, 2019
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$627.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2543 GREGSON AVE TRACY CA 95377, TRACY, CA 95377

Mortgage

Document Number110518
DateSep 30, 2019
Instrument110518
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
AmountAmount Recorded
Term360 Months
DueSep 29, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,034.00 (+4.7%) Homeowner's exemption$623,374 (+4.04%) Land $131,235 Building $492,139
2023$9,584.00 (+1.94%) Homeowner's exemption$599,170 Land $126,140 Building $473,030
2022$9,402.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 73% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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