25428 Islas Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 25428 Islas Dr, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,912 sqft · built 2022
Lot Size0.22 acres (9,570 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Oct 2022)
Tax Bill$4,175 (2025)
Deeds & MortgagesApr 2024 Transfer
Oct 2022 Document
+ 2 more
Flood ZoneZone D (undetermined)
APN422329271003

Property Details

APN / Parcel Number

Primary APN422329271003
Alternative APNs
  • 00952604492306
  • 10004728981

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,912 sqft Living Area
Gross Area2,721 sqft
1st Floor Area1,912 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area9,570 sqft (0.22 acres)
Garage TypeAttached
Garage Area599 sqft
DrivewayDriveway
Driveway Area1 sqft
PorchEnclosed/Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952604492306
Street Address25428 ISLAS DR
CityPUNTA GORDA
StateFL
Zip33955-4236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC16 BLK338 LT13 687/1647 955/757 1439/1582 2170/2166 4227/1582 4987/2001 5057/1159 L/E3396674
Legal Range23E
Legal Township42S
Legal Section29
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block338
Legal Lot Number13
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1024
Census Tract10506

Owner

Source: Charlotte County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address25428 ISLAS DR, PUNTA GORDA, FL 33955-4236
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 17, 2022
ACCOMODATION, ACCOMMODATION
May 20, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Aug 9, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2022 · Amount on File
Deed SaleOct 17, 2022 · Amount on File
Prior SaleMay 20, 2022 · Amount on File
Deed Document Number20223158708
Deed Book / Page5057 / 1159
Prior Transfer DateOct 10, 2022
Prior Transfer Doc0050571159
Record UpdatedOct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateApr 23, 2024
Property Address25428 ISLAS DR, PUNTA GORDA, FL 33955-4236
Document Number0003396674
Map ReferenceMB 8 PG 27A-27O
Instrument DateApr 20, 2024
Instrument3396674
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address25428 ISLAS DR, PUNTA GORDA, FL 33955-4236

Transferred To (Grantee/Buyer)

NameVerified Name
Address25428 ISLAS DR, PUNTA GORDA, FL 33955-4236

October 2022:

JurisdictionCHARLOTTE FL
Recording DateOct 17, 2022
Property Address25428 ISLAS DR, PUNTA GORDA, FL 33955-4236
Document Number0050571159
Book / Page5057 / 1159
Map ReferenceMB 8 PG 27A-27O
Instrument DateOct 10, 2022
Instrument3158708
Record UpdatedAug 22, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1321 SE 29TH ST, CAPE CORAL, FL 33904-3923

Transferred To (Grantee/Buyer)

NameVerified Name
Address25428 ISLAS DR, PUNTA GORDA, FL 33955-4236

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMay 20, 2022
Property Address25428 ISLAS DR, PUNTA GORDA, FL 33955-4236
Document Number0049872001
Book / Page4987 / 2001
Map ReferenceMB 8 PG 27A-27O
Instrument DateMay 18, 2022
Instrument3105169
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 22, 2023
Title CompanyALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,248.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address265 E MARION AVE UNIT 113, 113, PUNTA GORDA, FL 33950-3715

Transferred To (Grantee/Buyer)

NameVerified Name
Address8116 DAHLIA DR UNIT 4204, 4204, NAPLES, FL 34113-9033

Mortgage

Document Number0049872003
DateMay 20, 2022
Instrument4987/2003
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 9, 2017
Property Address25428 ISLAS DR, PUNTA GORDA, FL 33955-4236
Document Number0042271582
Book / Page004227 / 001582
Instrument DateAug 21, 2017
Instrument2544364
Transaction TypeTransfer
Record UpdatedAug 23, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$59.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address265 E MARION AVE #113 PUNTA GORDA FL 339503715, 113, PUNTA GORDA, FL 33950-3715
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,175.00 (-17.96%)$316,771 (-2.02%) Land $34,000 Building $282,771$316,771 (-12.55%) Land $34,000 Building $282,771
2024$5,089.00 (+0.32%)
2023$5,073.00 (+1,333.05%) Homeowner's exemption$323,287 (+1,484.74%)$362,226 (+1,675.62%) Land $27,000 Building $335,226
2022$354.00$20,400 Land $20,400$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 432 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies448 units insured
incl. 16 condo units
Nearby Flood Claims131 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 80 claims
  • Hurricane Helene, Oct 2024 · 34 claims
  • Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 81% of Florida
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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