Lucas County property record for 25421 450th St, Chariton, IA 50049
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,094 sqft · built 1900 |
| Lot Size | 28.6 acres (1,247,123 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1103300005 |
| Primary APN | 1103300005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| Basement Area | 1,094 sqft |
| Unfinished Basement | 1,094 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,247,123 sqft (28.6 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Poultry House | 256 sqft |
| Utility Building | 2,400 sqft |
| Pole Barn | 1,944 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 25421 450TH ST |
|---|---|
| City | CHARITON |
| State | IA |
| Zip | 50049-7722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 03-71-21 S 3/4 SE SW |
| Legal Range | 21W |
| Legal Township | 71N |
| Legal Section | 03 |
| Jurisdiction | LUCAS IA |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2129 |
| Census Tract | 950100 |
Source: Lucas County records · APN 1103300005
Assessment roll updated January 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25421 450TH ST, CHARITON, IA 50049-7722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY 1ST CU |
| Feb 05, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY 1ST CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS IA |
| Property Address | 25421 450TH ST, CHARITON, IA 50049-7722 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 25421 450TH ST, CHARITON, IA 50049-7722 |
| Document Number | 0020251307 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025-1307 |
| Name | COMMUNITY 1ST CU |
|---|---|
| Type | Credit Union |
| Address | OTTUMWA, IA 52501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS IA |
| Property Address | 25421 450TH ST, CHARITON, IA 50049-7722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200156 |
|---|---|
| Date | Feb 05, 2020 |
| Instrument | 2020-0156 |
| Name | COMMUNITY 1ST CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
Source: Lucas County records · Assessment roll updated January 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Lucas County |
| Unified School District | Chariton Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 Homeowner's exemption Additional exemption filed | $109,029 (+29.55%) Land $23,239 Building $85,790 | $109,029 (+29.55%) Land $23,239 Building $85,790 |
| 2024 | $1,244.00 (+18.25%) | ||
| 2023 | $84,163 Land $15,053 Building $69,110 | $84,163 Land $15,053 Building $69,110 | |
| 2021 | $1,052.00 |
Source: FEMA National Flood Hazard Layer as of February 16, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · above 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| Uniti Group Fixed Wireless | 100 / 10 |
| JAB Wireless Fixed Wireless | 25 / 5 |
Based on FCC filings for 3 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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