2542 Mitten Ln, Ramona, CA 92065 Property Records

San Diego County property record for 2542 Mitten Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1977
Lot Size	1.55 acres (67,953 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Nov 2025)
Tax Bill	$8,336 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`282-040-14-00`

Property Details

APN / Parcel Number

Primary APN	`282-040-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 1977
Lot Area	67,953 sqft (1.55 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2542 MITTEN LN
City	RAMONA
State	CA
Zip	92065-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1:SINGLE FAM-RES
Legal Description	TR 863 SEC 20-13-1EPOR
Legal Subdivision	RANCHO SANTA MARIA
Legal Tract	863
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2031
Census Tract	20805

Owner

Source: San Diego County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2542 MITTEN LN, RAMONA, CA 92065-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 24, 2025	Grant Deed, Transfer · FHA Mortgage AMERIS BANK
Nov 19, 2025	Grant Deed, Transfer · FHA Mortgage AMERIS BANK
Mar 15, 2023	Grant Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Mar 9, 2022	Intrafamily Transfer, Transfer
Mar 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Nov 19, 2025 · Amount on Record
Deed Document Number	2025-0333363
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2542 MITTEN LN, RAMONA, CA 92065-1634
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2542 MITTEN LN, RAMONA, CA 92065-1634

Mortgage

Document Number	0000289424
Date	Apr 14, 2021
Instrument	2021-0289424

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2025
Property Address	2542 MITTEN LN, RAMONA, CA 92065-1634
Document Number	0000333363
Map Reference	MAP 863
Instrument Date	Oct 29, 2025
Instrument	2025-0333363
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2542 MITTEN LN, RAMONA, CA 92065-1634

Mortgage

Document Number	0000333364
Date	Nov 24, 2025
Instrument	2025-0333364

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2025
Property Address	2542 MITTEN LN, RAMONA, CA 92065-1634
Document Number	0000327330
Map Reference	MAP 863
Instrument Date	Oct 29, 2025
Instrument	2025-0327330
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2542 MITTEN LN, RAMONA, CA 92065-1634

Mortgage

Document Number	0000327331
Date	Nov 19, 2025
Instrument	2025-0327331

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2023
Property Address	2542 MITTEN LN, RAMONA, CA 92065-1634
Document Number	0000066171
Instrument Date	Feb 1, 2023
Instrument	2023-0066171
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2542 MITTEN LN, RAMONA, CA 92065-1634

Mortgage

Document Number	0000066172
Date	Mar 15, 2023
Instrument	2023-0066172

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2022
Property Address	2542 MITTEN LN, RAMONA, CA 92065-1634
Document Number	0000106774
Instrument Date	Dec 23, 2020
Instrument	2022-0106774
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1469, RAMONA, CA 92065-0885

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2022
Property Address	2542 MITTEN LN, RAMONA, CA 92065-1634
Document Number	0000106773
Map Reference	MAP 863
Instrument Date	Dec 23, 2020
Instrument	2022-0106773
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1469, RAMONA, CA 92065-0885

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,336.00 (+37.99%)	$685,000 (+37.61%) Land $410,000 Building $275,000
2023	$6,041.00 (-2.38%) Homeowner's exemption	$497,796 Land $199,118 Building $298,678
2022	$6,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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