Osceola County property record for 2542 Cliff Way, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,584 sqft · built 2023 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,400 (Dec 2025) |
| Tax Bill | $6,175 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-25-31-5722-0001-6790 |
| Primary APN | 11-25-31-5722-0001-6790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 1,584 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 423 sqft |
| Porch | Florida Room |
| Porch Area | 87 sqft |
| Heating System | HVAC |
|---|
| Street Address | 2542 CLIFF WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEL WEBB SUNBRIDGE PH 2A PB 32 PGS 15-24 LOT 679 |
| Legal Subdivision | DEL WEBB SUNBRIDGE PHASE 2A |
| Legal Lot Number | 679 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 43700 |
2542 Cliff Way is owned and occupied by an individual who bought it in December 2025.
Source: Osceola County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2542 CLIFF WAY, SAINT CLOUD, FL 34771-9498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 12, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jan 26, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on File |
| Deed Sale | Dec 12, 2025 · Amount on File |
| Prior Sale | Jan 26, 2023 · Amount on File |
| Deed Document Number | 2025152133 |
| Deed Book / Page | 6892 / 2894 |
| Prior Transfer Date | Nov 15, 2025 |
| Prior Transfer Doc | 0068922894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 10, 2026 |
| Property Address | 2542 CLIFF WAY, SAINT CLOUD, FL 34771-9498 |
| Document Number | 0000103857 |
| Book / Page | 7017 / 1194 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 2026103857 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2542 CLIFF WAY, SAINT CLOUD, FL 34771-9498 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 12, 2025 |
| Property Address | 2542 CLIFF WAY, SAINT CLOUD, FL 34771-9498 |
| Document Number | 0068922894 |
| Book / Page | 6892 / 2894 |
| Map Reference | MB 32 PG 15-24 |
| Instrument Date | Nov 15, 2025 |
| Instrument | 2025152133 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $268.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2542 CLIFF WAY, SAINT CLOUD, FL 34771-9498 |
| Name | Verified Name |
|---|---|
| Address | 10624 GAWSWORTH PT, ORLANDO, FL 32832-6143 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 26, 2023 |
| Property Address | 2542 CLIFF WAY, SAINT CLOUD, FL 34771-9498 |
| Document Number | 0063491078 |
| Book / Page | 6349 / 1078 |
| Map Reference | MB 32 PG 15-24 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 2023010022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,876.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2542 CLIFF WAY, SAINT CLOUD, FL 34771-9498 |
| Document Number | 0063491080 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 6349/1080 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 2542 Cliff Way was $6,175 with a homeowner's exemption, up 2.4% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,175.00 (+2.4%) Homeowner's exemption | $343,800 Land $63,000 Building $280,800 | $343,800 Land $63,000 Building $280,800 |
| 2024 | $6,030.00 (+98.75%) | ||
| 2023 | $3,034.00 (+95.87%) | $90,000 (+2%) Land $90,000 | $90,000 (+2%) Land $90,000 |
| 2022 | $1,549.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2542 Cliff Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2542 Cliff Way is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 91% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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