25415 Trunk Line Rd, Henderson, MD 21640 Property Records

Caroline County property record for 25415 Trunk Line Rd, Henderson, MD 21640

Property Summary

Property Type	Rural Home
Details	2 ba · 1,536 sqft · built 1970
Lot Size	14.3 acres (624,650 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (Jul 2022)
Tax Bill	$3,258 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-006991`

Property Details

APN / Parcel Number

Primary APN	`01-006991`
Alternative APNs	`1006991` `006991`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Total Area
Basement Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	624,650 sqft (14.3 acres)

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Shed	1 Shed
Shed Area	300 sqft
Stable	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	006991
Street Address	25415 TRUNK LINE RD
City	HENDERSON
State	MD
Zip	21640-1544
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	14.34 AC LOT 2 S/S TRUNK LINE ROAD NW OF HENDERSON
Legal Lot Number	2
Jurisdiction	CAROLINE MD
Township / Civil Division	1, HENDERSON
Census Block Group	1
Census Block	1041
Census Tract	955000

Owner

25415 Trunk Line Rd, a rural home, is owned and occupied by an individual who bought it in July 2022.

Source: Caroline County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	25415 TRUNK LINE RD, HENDERSON, MD 21640-1544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Aug 3, 2012 · Amount on File
Deed Book / Page	1586 / 45
Transfer Doc	0000000536
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jul 21, 2022
Property Address	25415 TRUNK LINE RD, HENDERSON, MD 21640-1544
Document Number	0015860045
Book / Page	1586 / 45
Instrument Date	Jul 8, 2022
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	25415 TRUNK LINE RD, HENDERSON, MD 21640-1544

Mortgage

Document Number	0001586052
Date	Jul 21, 2022
Instrument	1586-052

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	25415 TRUNK LINE RD, HENDERSON, MD 21640-1544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013810384
Date	Oct 23, 2019
Book Page	1381/384

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	25415 TRUNK LINE RD, HENDERSON, MD 21640-1544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014440460
Date	Oct 19, 2020
Book Page	1444/460

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 25415 Trunk Line Rd was $3,258, up 14.8% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,258.00 (+14.84%)	$291,700	$335,500 Land $83,100 Building $252,400
2025	$2,837.00
2023	$2,160.00	$197,867	$204,100 Land $63,100 Building $141,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25415 Trunk Line Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25415 Trunk Line Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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