2541 S 5th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2541 S 5th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.159 acres (6,940 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2025)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Aug 2010 Mortgage Dec 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-09.0-230-023`

Property Details

APN / Parcel Number

Primary APN	`22-09.0-230-023`
Alternative APN	`22090230023 (CHECK DIGIT = 6)`

Exterior

Lot Area	6,940 sqft (0.159 acres)

Location & Zoning

Account Number	22090230023
Street Address	2541 S 5TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE ADDN 6TH PLAT S 24.42' L 11 & N 20.58' L 12 B 34
Legal Subdivision	PAYNES S SIDE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4008
Census Tract	2600

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2541 S 5TH ST, SPRINGFIELD, IL 62703-3801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Dec 28, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARINE BANK SPRINGFIELD
Dec 30, 2010	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Oct 14, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Sep 8, 2025	Warranty Deed, Transfer · Conventional Mortgage ARMED FORCES BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Aug 4, 2015 · Amount on Record
Deed Document Number	202515734
Record Updated	Sep 20, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2541 S 5TH ST, SPRINGFIELD, IL 62703-3801
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R25707
Date	Aug 3, 2010
Instrument	2010R25707

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2025

Interest

Rate Type	Fixed Rate

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2541 S 5TH ST, SPRINGFIELD, IL 62703-3801
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R49912
Date	Dec 28, 2006
Instrument	2006R49912

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	8.25%

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2541 S 5TH ST, SPRINGFIELD, IL 62703-3801
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R52012
Date	Dec 30, 2010
Instrument	2010R52012

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2541 S 5TH ST, SPRINGFIELD, IL 62703-3801
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R48327
Date	Oct 14, 2009
Instrument	2009R48327

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 8, 2025
Property Address	2541 S 5TH ST, SPRINGFIELD, IL 62703-3801
Document Number	2025R15734
Instrument Date	Sep 5, 2025
Instrument	2025R15734
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 S 5TH ST, SPRINGFIELD, IL 62703-3801

Mortgage

Document Number	2025R15735
Date	Sep 8, 2025
Instrument	2025R15735

Lender

Name	ARMED FORCES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,631.00 (+9.03%)	$38,504 (+10.84%) Land $4,437 Building $34,067	$115,512 (+10.84%) Land $13,311 Building $102,201
2024	$2,413.00 (+11.76%) Homeowner's exemption	$34,739 (+15.41%) Land $4,138 Building $30,601	$104,217 (+15.41%) Land $12,414 Building $91,803
2022	$2,159.00 Homeowner's exemption	$30,100 Land $3,586 Building $26,514	$90,300 Land $10,758 Building $79,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber.

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